2. FINCA
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SFPI
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2013-05-29
Data version: 1
Age of data: -   months 
Choose version

Institution

Specialised Financial and Promotional Institution Bole Sub CityAddis AbabaPO Box 10689
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://kmfbank.com
Year established2008
Head of InstitutionMuhammad Mudassar Aqil
Regions activeKhyber Pakhtunkwa, Punjab, Sindh
# Branches46

Total Portfolio (nat'l)PKR 1,388,650,665
Total Portfolio (USD)USD 14,169,904.74
Active clients with loans27,313
Approximate % female clients0% - 20%
Approximate % urban clients80% - 100%
Network affiliationsPakistan Microfinance Network
FundersFINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF)

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr Solomon W.Giorgis
Regions active
# Branches10

Total Portfolio (nat'l)ETB 50,807,161
Total Portfolio (USD)USD 2,761,258.75
Active clients with loans33,342
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI
FundersTerrafina Microfinance, SOS Faim, CIDR, UNCDF

Loan Products » Summary

KKKK
20,347 Borrowers
USD 8,833,420.42 Portfolio
Active Product
KSK
2,459 Borrowers
USD 885,508.86 Portfolio
Active Product
KZK
301 Borrowers
USD 259,684.19 Portfolio
Active Product

Loan Products » Summary

Group
32,000 Borrowers
USD 2,608,695.65 Portfolio
Active Product
Individual
1,500 Borrowers
USD 130,434.78 Portfolio
Active Product
Youth Loan
100 Borrowers
USD 10,869.57 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kashf Kamyab Karobari Karza PKR 35,000 - 150,000 3 - 18 0% - 20% 80% - 100% Business Women, Men, Have business, If >100,000, condition of owned home or business premises Credit Educ, Credit Ins
Kashf Sunehri Karza PKR 25,000 - 150,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Credit Ins
Kashf Zarai Karza PKR 35,000 - 150,000 3 - 9 0% - 20% 0% - 20% Agriculture Women, Men Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan ETB 100 - 30,000 12 - 30 40% - 60% 40% - 60% Any Purpose Women, Men Credit Educ, Group Mtgs
Individual Loan ETB 10,000 - 120,000 12 - 30 40% - 60% 80% - 100% Any Purpose Women, Men Credit Educ, Business Training
Youth Loan Product ETB 5,000 - 30,000 12 - 24 20% - 40% 80% - 100% Business Women, Men, Specific age group Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kashf Kamyab Karobari Karza 25.0%-30.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 47.4% - 54.9% 50.5% - 58.6% N/A
Kashf Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 42.5% - 50.5% 46.4% - 54.5% N/A
Kashf Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins Ins None N/A 27.3% - 31% 29.6% - 35.3% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞