Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.rcdspk.org |
Year established | 1998 |
Head of Institution | Muhammad Murtaza |
Regions active | Punjab |
# Branches | 20 |
Total Portfolio (nat'l) | PKR 443,135,230 |
Total Portfolio (USD) | USD 4,521,788.06 |
Active clients with loans | 31,965 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | PMN, PMFN, BWTP, PCP |
Funders | PPAF, ASF, UNDP, Engro Foundation |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | N/A |
Website address | http://www.microloanfoundation.org.uk/Home |
Year established | 2002 |
Head of Institution | James Kajamu Kajamu |
Regions active | 0 |
# Branches | 20 |
Total Portfolio (nat'l) | MWK 260,000,000 |
Total Portfolio (USD) | USD 1,733,333.33 |
Active clients with loans | 22,690 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MAMN |
Funders | Microloan Foundation, UK |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | PKR 5,000 - 75,000 | 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Enterprise Development Facility | PKR 70,000 - 150,000 | 18 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Live Stock Financing | PKR 40,000 - 100,000 | 18 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training | |||||||
Strengthening Micro Enterprises | PKR 100,000 - 300,000 | 24 | 0% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | MWK 65,000 - 180,000 | 6 - 10 | 80% - 100% | 0% - 20% | ||||||||||
Irrigation Loan | MWK 10,000 - 100,000 | 3 - 7 | 80% - 100% | 0% - 20% | ||||||||||
Knitting & Sewing / Life Skills Loan | MWK 10,000 - 70,000 | 3 - 8 | 80% - 100% | 0% - 20% | ||||||||||
Standard Loan | MWK 6,000 - 60,000 | 4 | 80% - 100% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | 72.3% | 103.5% | |||||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins | 64.1% - 75.9% | 71.6% - 85.7% | |||||||||||
Knitting & Sewing / Life Skills Loan | 54.00% annual, Flat | 0 Fees | 0 Ins | 76.6% - 105.9% | 127.9% - 188.2% | |||||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins | 109.5% - 133.1% | 160.1% - 205.5% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credit & Enterprise Development | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 44.7% - 48% | 44.7% - 48% | N/A | ||||||||
Enterprise Development Facility | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% | 33.5% | N/A | ||||||||
Live Stock Financing | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.5% - 34.9% | 33.5% - 34.9% | N/A | ||||||||
Strengthening Micro Enterprises | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 30.7% - 31.8% | 30.7% - 31.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | 72.3% | 103.5% | |||||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins Ins | 64.1% - 75.9% | 71.6% - 85.7% | |||||||||||
Knitting & Sewing / Life Skills Loan | 54.00% annual, Flat | 0 Fees | 0 Ins Ins | 76.6% - 105.9% | 127.9% - 188.2% | |||||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins Ins | 109.5% - 133.1% | 160.1% - 205.5% |
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