Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.tameerbank.com |
Year established | 2005 |
Head of Institution | Nadeem Hussain (CEO & President) |
Regions active | Azad Kashmir, Balochistan, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 153 |
Total Portfolio (nat'l) | PKR 8,701,618,309 |
Total Portfolio (USD) | USD 85,449,891.79 |
Active clients with loans | 221,224 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Micro Finance Network |
Funders | CGAP, DFID |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.chamroeun.com/ |
Year established | 2006 |
Head of Institution | Sophea Suon |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, KepKratié, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo |
# Branches | 40 |
Total Portfolio (nat'l) | KHR 29,549,677,100 |
Total Portfolio (USD) | USD 7,480,930.91 |
Active clients with loans | 48,192 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | CMA, BWTP, Mix Market, SPTF |
Funders | Entrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | PKR 10,000 - 150,000 | 3 - 12 | 20% - 40% | 20% - 40% | Business, Agriculture, Other | Women, Men | Credit Ins | |||||||
Karobar Loan | PKR 10,000 - 125,000 | 6 - 24 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Livestock Financing | PKR 50,000 - 400,000 | 12 - 24 | 0% | 100% | Business | Women, Men, Have business | ||||||||
Group Loan | PKR 15,000 - 25,000 | 12 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men | ||||||||
House Finance | PKR 20,000 - 450,000 | 24 - 60 | 0% | 100% | Housing, Consumer | Women, Men, Have home or land | Credit Ins | |||||||
Salary Loan | PKR 10,000 - 150,000 | 12 - 36 | 0% - 20% | 100% | Consumer, Other | Women, Men, Salaried worker |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | KHR 100,000 - 1,600,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) | |||||||
Developing Loan | KHR 100,000 - 1,000,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) | |||||||
Entrepreneurs Loan | KHR 1,200,000 - 4,000,000 | 3 - 18 | 80% - 100% | 20% - 40% | Business, Agriculture | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | 27.0%-33.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 26% - 31.2% | 26.3% - 31.9% | 95 | ||||||||
Karobar Loan | 23.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 43.1% - 46.1% | 43.9% - 47.4% | 51 | ||||||||
Livestock Financing | 23.0%-30.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 39.3% - 48.5% | 39.7% - 48.9% | 52 | ||||||||
Group Loan | 22.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | 5.0%-10.0% upfront | 40.2% - 42.6% | 44.7% - 49.1% | 47 | ||||||||
House Finance | 19.0%-20.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 33.9% | 34.2% | 56 | ||||||||
Salary Loan | 18.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 32.9% - 38% | 33.4% - 39.2% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 45.6% - 52.4% | 45.6% - 52.4% | 88 | ||||||||
Developing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 42.7% - 53.8% | 42.7% - 53.8% | 86 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 41.5% - 43.8% | 41.5% - 43.8% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | 27.0%-33.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 26% - 31.2% | 26.3% - 31.9% | 95 | ||||||||
Karobar Loan | 23.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 43.1% - 46.1% | 43.9% - 47.4% | 51 | ||||||||
Livestock Financing | 23.0%-30.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 39.3% - 48.5% | 39.7% - 48.9% | 52 | ||||||||
Group Loan | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | 5.0%-10.0% upfront | 40.2% - 42.6% | 44.7% - 49.1% | 47 | ||||||||
House Finance | 19.0%-20.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 33.9% | 34.2% | 56 | ||||||||
Salary Loan | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 32.9% - 38% | 33.4% - 39.2% | 49 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Chamroeun Loan | 42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 45.6% - 52.4% | 45.6% - 52.4% | 88 | ||||||||
Developing Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 42.7% - 53.8% | 42.7% - 53.8% | 86 | ||||||||
Entrepreneurs Loan | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 41.5% - 43.8% | 41.5% - 43.8% | 92 |
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