Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 106 |
KF | 233,600 | 41,416,000 | 4 | 105 |
NRSP | 399,900 | 70,157,000 | 3 | 106 |
ASA | 230,400 | 29,637,000 | 3 | 106 |
TMFB | 221,200 | 85,449,000 | 7 | 106 |
FMFB | 163,544 | 38,481,323 | 9 | 124 |
TRDP | 100,000 | 13,817,000 | 3 | 106 |
PRSP | 75,656 | 9,907,176 | 3 | 124 |
BRAC^P | 57,300 | 11,869,000 | 3 | 106 |
SRSO | 51,100 | 7,775,000 | 3 | 106 |
SSF | 46,000 | 4,776,000 | 3 | 106 |
FINCA | 82,000 | 43,559,000 | 9 | 106 |
JWS | 36,000 | 6,545,000 | 2 | 106 |
RCDS | 35,552 | 4,856,122 | 4 | 124 |
DAMEN | 35,185 | 7,150,864 | 1 | 124 |
FFO | 22,400 | 3,335,000 | 3 | 106 |
OLP | 21,400 | 3,510,000 | 3 | 106 |
CSC | 17,600 | 3,147,000 | 1 | 106 |
AMRDO | 13,800 | 1,206,000 | 5 | 106 |
WMBL | 13,800 | 6,105,000 | 3 | 106 |
Mojaz | 13,400 | 2,415,000 | 2 | 106 |
SDF | 11,500 | 1,041,000 | 4 | 106 |
POMFB | 8,500 | 2,795,000 | 4 | 106 |
OPD | 7,500 | 918,000 | 2 | 106 |
AGAHE | 7,300 | 797,000 | 2 | 106 |
NRDP | 6,184 | 1,521,972 | 3 | 124 |
GBTI | 6,100 | 669,000 | 3 | 124 |
WASIL | 4,300 | 1,135,000 | 2 | 106 |
Micro Options | 4,000 | 768,000 | 5 | 106 |
VDO | 3,900 | 489,000 | 3 | 124 |
SVDP | 3,900 | 811,000 | 13 | 124 |
SRDO | 3,500 | 766,000 | 4 | 106 |
OSDI | 2,000 | 923,000 | 3 | 106 |
APMBL | 1,800 | 1,401,000 | 3 | 106 |
BEDF | 1,400 | 209,000 | 3 | 124 |
KCDO | 800 | 94,000 | 1 | 124 |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.akdn.org/pakistan_microfinance.asp |
Year established | 2002 |
Head of Institution | Amir Masood Khan |
Regions active | Azad Kashmir, Balochistan, Gilgit-Baltistan, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 133 |
Total Portfolio (nat'l) | PKR 4,020,148,567 |
Total Portfolio (USD) | USD 41,021,924.15 |
Active clients with loans | 166,267 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network (PMN), Microfinance Network (MFN), Banking with the Poor, Aga Khan Development Network (AKDN) |
Funders | Aga Khan Agency for Microfinance (Equity partner/Investor), International Finance Corporation (Equity Partner/Investor), Japan International Corporation Agency (JICA) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Finance | PKR 10,000 - 150,000 | 3 - 14 | 0% - 20% | 0% | Agriculture | Women, Men, Has owned or contracted cultivation land and has experience of cultivation | Group Mtgs, Credit Ins | |||||||
Enterprise Finance | PKR 15,000 - 150,000 | 3 - 18 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Start up can also avail loan facility | Group Mtgs, Credit Ins | |||||||
Livestock Finance (Short Term) | PKR 10,000 - 150,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Small animal purchase, raring, fattening and productivity enhancement of large animals | Women, Men | Group Mtgs, Credit Ins | |||||||
Livestock Finance (Medium Term) | PKR 30,000 - 80,000 | 6 - 36 | 40% - 60% | 0% - 20% | Business, Purchase of milking cow/buffallo | Women, Men, Must have at least 2 existing milking animals | Group Mtgs, Credit Ins | |||||||
General Purpose Finance | PKR 10,000 - 50,000 | 3 - 12 | 40% - 60% | 0% - 20% | Housing, Education, Other | Women, Men | Group Mtgs, Credit Ins | |||||||
Micro Pensioner Loan | PKR 20,000 - 150,000 | 6 - 36 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Must be a pensioner | Credit Ins | |||||||
Low Salary Employees Loan | PKR 20,000 - 150,000 | 6 - 36 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Individual Loan Against Gold | PKR 35,000 - 150,000 | 3 - 12 | 40% - 60% | 100% | Any Purpose | Women, Men | Credit Ins | |||||||
Individual Loan Against Cash/Near Cash | PKR 20,000 - 150,000 | 3 - 24 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Finance | 26.0%-38.4% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 29.1% - 33.8% | 29.1% - 33.9% | N/A | ||||||||
Enterprise Finance | 38.4% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 30% - 38.2% | 30% - 38.2% | N/A | ||||||||
Livestock Finance (Short Term) | 26.0%-38.4% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 27.8% - 40.2% | 27.8% - 40.6% | N/A | ||||||||
Livestock Finance (Medium Term) | 31.7%-40.9% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 32.1% - 44.6% | 32.1% - 45.1% | N/A | ||||||||
General Purpose Finance | 26.0%-38.4% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 27.6% - 37.6% | 27.6% - 37.6% | N/A | ||||||||
Micro Pensioner Loan | 30.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 30.5% - 36.4% | 30.5% - 36.9% | N/A | ||||||||
Low Salary Employees Loan | 30.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 32.2% - 33.6% | 32.2% - 33.6% | N/A | ||||||||
Individual Loan Against Gold | 24.0% annual, Decl Bal | 2 Fees | 0 Ins | 16.00% fees | N/A | 25.1% - 26.1% | 25.3% - 26.5% | N/A | ||||||||
Individual Loan Against Cash/Near Cash | 4.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 4.6% - 25.2% | 4.7% - 26.1% | N/A |
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