Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 106 |
KF | 233,600 | 41,416,000 | 4 | 105 |
NRSP | 399,900 | 70,157,000 | 3 | 106 |
ASA | 230,400 | 29,637,000 | 3 | 106 |
TMFB | 221,200 | 85,449,000 | 7 | 106 |
FMFB | 163,544 | 38,481,323 | 9 | 124 |
TRDP | 100,000 | 13,817,000 | 3 | 106 |
PRSP | 75,656 | 9,907,176 | 3 | 124 |
BRAC^P | 57,300 | 11,869,000 | 3 | 106 |
SRSO | 51,100 | 7,775,000 | 3 | 106 |
SSF | 46,000 | 4,776,000 | 3 | 106 |
FINCA | 82,000 | 43,559,000 | 9 | 106 |
JWS | 36,000 | 6,545,000 | 2 | 106 |
RCDS | 35,552 | 4,856,122 | 4 | 124 |
DAMEN | 35,185 | 7,150,864 | 1 | 124 |
FFO | 22,400 | 3,335,000 | 3 | 106 |
OLP | 21,400 | 3,510,000 | 3 | 106 |
CSC | 17,600 | 3,147,000 | 1 | 106 |
AMRDO | 13,800 | 1,206,000 | 5 | 106 |
WMBL | 13,800 | 6,105,000 | 3 | 106 |
Mojaz | 13,400 | 2,415,000 | 2 | 106 |
SDF | 11,500 | 1,041,000 | 4 | 106 |
POMFB | 8,500 | 2,795,000 | 4 | 106 |
OPD | 7,500 | 918,000 | 2 | 106 |
AGAHE | 7,300 | 797,000 | 2 | 106 |
NRDP | 6,184 | 1,521,972 | 3 | 124 |
GBTI | 6,100 | 669,000 | 3 | 124 |
WASIL | 4,300 | 1,135,000 | 2 | 106 |
Micro Options | 4,000 | 768,000 | 5 | 106 |
VDO | 3,900 | 489,000 | 3 | 124 |
SVDP | 3,900 | 811,000 | 13 | 124 |
SRDO | 3,500 | 766,000 | 4 | 106 |
OSDI | 2,000 | 923,000 | 3 | 106 |
APMBL | 1,800 | 1,401,000 | 3 | 106 |
BEDF | 1,400 | 209,000 | 3 | 124 |
KCDO | 800 | 94,000 | 1 | 124 |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.pfsl.com.zm/ |
Year established | 2008 |
Head of Institution | Claude Lafond |
Regions active | |
# Branches | 9 |
Total Portfolio (nat'l) | ZMK 18,835,000,000 |
Total Portfolio (USD) | USD 3,639,613.53 |
Active clients with loans | 1,481 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AMIZ, PROXFIN |
Funders | AFDB, FMO, CIDA Canada, DID / CEP |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Home Improvement Loan | ZMK 5,000,000 - 120,000,000 | 6 - 60 | 40% - 60% | 40% - 60% | Business, Housing | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
MSME Loan | ZMK 1,000,000 - 120,000,000 | 6 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Women Market Loan | ZMK 1,000,000 - 5,000,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Home Improvement Loan | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront | 60% - 72.2% | 68.7% - 80% | 41 | ||||||||
MSME Loan | 54.0%-66.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 104.8% - 135.3% | 139.5% - 181% | 34 | ||||||||
Women Market Loan | 54.0%-66.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 122.5% - 135.3% | 176.6% - 200.9% | 28 |
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