Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.1stvalleybank.com/ |
Year established | 1956 |
Head of Institution | Atty. Nicolas J. Lim |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | PhP 3,284,057,363 |
Total Portfolio (USD) | USD 78,565,965.62 |
Active clients with loans | 70,630 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Bangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | PHP 10,000 - 250,000 | 12 - 24 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials | Credit Ins | |||||||
DepEd APDS Loan | PHP 20,000 - 250,000 | 12 - 24 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Microfinance Loan | PHP 3,000 - 150,000 | 0.9 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing | Women, Men, Specific age group, 18-65 years old | Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | 18.0%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 500.00 upfront | 39.1% - 39.7% | 39.4% - 45.1% | 42 | ||||||||
DepEd APDS Loan | 9.0% annual, Flat | 2 Fees | 1 Ins | None | 1,000.00 upfront 10.00 ongoing | 21.3% - 21.5% | 23.5% - 24.8% | 37 | ||||||||
Microfinance Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 10.00 ongoing | 68.6% - 96.4% | 80.2% - 120.9% | 32 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 150 |
ADCSI | 176,100 | 30,846,000 | 2 | 151 |
BG | 47,000 | 4,048,000 | 4 | 150 |
DECSI | 361,000 | 96,304,000 | 7 | 150 |
Dire | 4,900 | 828,000 | 4 | 150 |
DMCPSC | 1,200 | 69,000 | 1 | 150 |
Eshet | 18,800 | 2,392,000 | 3 | 150 |
Harbu | 22,400 | 1,757,000 | 2 | 150 |
Meklit | 12,200 | 1,395,000 | 4 | 150 |
Metemamen | 10,500 | 650,000 | 6 | 150 |
OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
OMO | 323,600 | 31,385,000 | 4 | 150 |
PEACE | 17,200 | 2,462,000 | 3 | 150 |
SFPI | 33,600 | 2,750,000 | 3 | 150 |
Sidama | 53,400 | 1,162,000 | 6 | 150 |
Wasasa | 49,300 | 5,798,000 | 4 | 150 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
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