| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aski.com.ph/ |
| Year established | 1987 |
| Head of Institution | Rolando B. Victoria |
| Regions active | |
| # Branches | 38 |
| Total Portfolio (nat'l) | PhP 637,364,356 |
| Total Portfolio (USD) | USD 15,247,951.10 |
| Active clients with loans | 60,018 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Opportunity International, APPEND, Microfinance Council of the Philippines, Inc., RIMANSI |
| Funders | PCFC, Oikocredit, NLDC, Symbiotics |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AKP - Alalay sa Kabuhayan Program (Group Loans) | PHP 5,000 - 50,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
| Alalay sa Magsasaka Program (AMP) | PHP 5,000 - 150,000 | 4 - 6 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Must be engaged in agri-business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
| Alalay sa Pabahay Program (APP) | PHP 10,000 - 300,000 | 6 - 24 | 80% - 100% | 0% - 20% | Housing | Women, Men, Have business, Salaried worker, Existing ASKI client or staff | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
| Individual Loan Program (ILP) | PHP 5,000 - 150,000 | 6 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AKP - Alalay sa Kabuhayan Program (Group Loans) | 36.0% annual, Flat | 2 Fees | 2 Ins | None | 10.00% ongoing | 86.6% - 91.1% | 103.3% - 137% | 30 | ||||||||
| Alalay sa Magsasaka Program (AMP) | 24.0%-36.0% annual, Flat | 2 Fees | 3 Ins | None | 10.00% ongoing | 32.7% - 34.5% | 32.7% - 69.3% | 64 | ||||||||
| Alalay sa Pabahay Program (APP) | 21.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.00% ongoing | 24.3% - 34.3% | 26.8% - 53.9% | 59 | ||||||||
| Individual Loan Program (ILP) | 21.0%-36.0% annual, Flat | 2 Fees | 2 Ins | None | 10.00% ongoing | 67.4% - 91.1% | 71% - 157.5% | 22 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 163 |
| CEPESIU | 2,000 | 939,000 | 4 | 163 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 163 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 163 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 163 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 163 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 163 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 163 |
| COAC San José | 10,400 | 29,133,000 | 5 | 163 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 163 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 163 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 163 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 160 |
| CooP VPR | 700 | 1,052,000 | 4 | 163 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 163 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 163 |
| D^Miro | 36,900 | 27,692,000 | 9 | 156 |
| DECOF | 2,200 | 705,000 | 2 | 163 |
| Espoir | 62,100 | 21,036,000 | 5 | 163 |
| FODEMI | 28,200 | 12,924,000 | 3 | 163 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 163 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 163 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 163 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 163 |
| ProCredit | 43,800 | 211,941,000 | 2 | 163 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 163 |
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