| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1974 |
| Head of Institution | Engr. Arturo P. Muyco, Jr. |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | PhP 3,072,220 |
| Total Portfolio (USD) | USD 73,498.09 |
| Active clients with loans | 664 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC) |
| Funders | Landbank of the Philippines (LBP), National Livelihood Development Corporation (NLDC), Bangko Sentral ng Pilipinas (BSP) |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.safragemc.com/ |
| Year established | 1989 |
| Head of Institution | Federico A. Blanco |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | PhP 17,991,734.28 |
| Total Portfolio (USD) | USD 430,424.27 |
| Active clients with loans | 3,306 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MASSPECC, NATCCO, Oikocredit |
| Funders | Metro South Cooperative Bank, Land Bank of the Philippines, MASSPECC, SEEDFinance |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | PHP 3,000 - 28,000 | 1 - 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| POWER (Program on Women Empowerment) | PHP 3,000 - 28,000 | 4 - 6 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cycle Loan | PHP 5,000 - 25,000 | 3.7 - 12.1 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 92.4% | 100.2% - 250.2% | 31 | ||||||||
| POWER (Program on Women Empowerment) | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 84.7% | 100.2% - 242.3% | 30 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cycle Loan | 24.0%-30.0% annual, Flat | 2 Fees | 2 Ins | None | 3.0% upfront 20.00 ongoing | 70.9% - 86% | 98.2% - 115.6% | 22 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Cash | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 92.4% | 100.2% - 250.2% | 31 | ||||||||
| POWER (Program on Women Empowerment) | 40.0%-44.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 500.00 upfront 50.00 ongoing | 83.4% - 84.7% | 100.2% - 242.3% | 30 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cycle Loan | 24.0%-30.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 3.0% upfront 20.00 ongoing | 70.9% - 86% | 98.2% - 115.6% | 22 |
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