Institution

Cantilan Bank, Inc. (A Rural Bank) Orozco St., Brgy. MagosilomCantilan, Surigao del Sur8317
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Cooperativa de Ahorra y Credito Cooprogreso Av. Manuel Córdova Galarza 9380 y Bogotá PomasquiQuito, Pichincha593
Data approved: 2010-11-22
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.cantilanbank.com/
Year established1980
Head of InstitutionWilliam K. Hotchkiss III (Ret.)
Regions active
# Branches14

Total Portfolio (nat'l)PhP 84,060,000
Total Portfolio (USD)USD 2,011,004.79
Active clients with loans8,113
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsMCPI, RBAP, MABS, MMC
FundersPCFC, NLDC, Landbank, CARBAF

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1963
Head of InstitutionIVAN TOBAR
Regions active
# Branches21

Total Portfolio (nat'l)USD 88,130,099
Total Portfolio (USD)USD 88,130,099
Active clients with loans22,154
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

393 Borrowers
USD 152,870.81 Portfolio
Active Product
3,317 Borrowers
USD 1,307,655.50 Portfolio
Active Product
2,622 Borrowers
USD 195,693.78 Portfolio
Active Product
1,493 Borrowers
USD 331,100.48 Portfolio
Active Product
PEL
280 Borrowers
USD 23,133.97 Portfolio
Active Product

Loan Products » Summary

500 Borrowers
USD 22,845,920 Portfolio
Active Product
5,400 Borrowers
USD 638,600 Portfolio
Active Product
2,020 Borrowers
USD 8,509,955 Portfolio
Active Product
61 Borrowers
USD 250,461 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
HOME - Housing Microfinance for Entrepeneurs PHP 7,000 - 150,000 6 - 12 60% - 80% 60% - 80% Housing Women, Men, Have business, Specific age group Credit Ins, Business Training
KITA - Kita Insakto Tipon Asenso PHP 3,000 - 150,000 3 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Business Training
MAKITA - Magkahupong Kita Alang Sa Tanan PHP 3,000 - 25,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Group Mtgs, Credit Ins, Business Training
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso PHP 3,000 - 150,000 3 - 12 20% - 40% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins, Business Training
PEL - Pang Eskwela Loan PHP 2,000 - 6,000 6 60% - 80% 60% - 80% Education Women, Men, Have business, Have home or land, Specific age group Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CNMPE USD 600 - 8,000 12 - 36 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker, Specific age group Credit Ins
MICM USD 200 - 20,000 8 - 10 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
MICON USD 600 - 20,000 6 - 36 20% - 40% 60% - 80% Any Purpose Women, Men, Have business Credit Ins
MICPE USD 600 - 8,000 2 - 36 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
HOME - Housing Microfinance for Entrepeneurs 36.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 63% - 71.3% 65.1% - 75% 51
KITA - Kita Insakto Tipon Asenso 24.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00% ongoing 77% - 93.8% 80.9% - 101.7% 27
MAKITA - Magkahupong Kita Alang Sa Tanan 24.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 0.74% ongoing 68.6% 86.9% - 93.6% 27
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso 30.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00 ongoing 59% - 94.4% 61% - 104.9% 41
PEL - Pang Eskwela Loan 24.0% annual, Flat 1 Fee 1 Ins 30.00 fixed 100.00 upfront 3.00% ongoing 78.4% - 80.9% 105.4% - 114.1% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CNMPE 15.2% annual, Decl Bal 1 Fee 0 Ins None 1.5% upfront 15.4% - 16.1% 16.4% - 16.5% 92
MICM 25.7% annual, Decl Bal 1 Fee 0 Ins None 3.0% upfront 26.1% - 29.6% 29.2% - 33.7% 84
MICON 22.8% annual, Decl Bal 1 Fee 0 Ins None 3.00% ongoing 21.4% - 24.4% 23.1% - 25.5% 92
MICPE 24.5% annual, Decl Bal 1 Fee 0 Ins None 3.0% upfront 22.7% - 24.8% 24.5% - 26.7% 93

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
HOME - Housing Microfinance for Entrepeneurs 36.0% annual, Flat 1 Fee 1 Ins Ins 0.50% loan amt 100.00 upfront 63% - 71.3% 65.1% - 75% 51
KITA - Kita Insakto Tipon Asenso 24.0%-36.0% annual, Flat 1 Fee 1 Ins Ins None 100.00 upfront 5.00% ongoing 77% - 93.8% 80.9% - 101.7% 27
MAKITA - Magkahupong Kita Alang Sa Tanan 24.0% annual, Flat 1 Fee 1 Ins Ins 0.50% loan amt 100.00 upfront 0.74% ongoing 68.6% 86.9% - 93.6% 27
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso 30.0%-36.0% annual, Flat 1 Fee 1 Ins Ins None 100.00 upfront 5.00 ongoing 59% - 94.4% 61% - 104.9% 41
PEL - Pang Eskwela Loan 24.0% annual, Flat 1 Fee 1 Ins Ins 30.00 fixed 100.00 upfront 3.00% ongoing 78.4% - 80.9% 105.4% - 114.1% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CNMPE 15.2% annual, Decl Bal 1 Fee 0 Ins Ins None 1.5% upfront 15.4% - 16.1% 16.4% - 16.5% 92
MICM 25.7% annual, Decl Bal 1 Fee 0 Ins Ins None 3.0% upfront 26.1% - 29.6% 29.2% - 33.7% 84
MICON 22.8% annual, Decl Bal 1 Fee 0 Ins Ins None 3.00% ongoing 21.4% - 24.4% 23.1% - 25.5% 92
MICPE 24.5% annual, Decl Bal 1 Fee 0 Ins Ins None 3.0% upfront 22.7% - 24.8% 24.5% - 26.7% 93
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