Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.cantilanbank.com/ |
Year established | 1980 |
Head of Institution | William K. Hotchkiss III (Ret.) |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | PhP 84,060,000 |
Total Portfolio (USD) | USD 2,011,004.79 |
Active clients with loans | 8,113 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | MCPI, RBAP, MABS, MMC |
Funders | PCFC, NLDC, Landbank, CARBAF |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2002 |
Head of Institution | Maria Anna de Rosas-Ignacio |
Regions active | |
# Branches | 17 |
Total Portfolio (nat'l) | PhP 87,849,633 |
Total Portfolio (USD) | USD 2,101,665.86 |
Active clients with loans | 17,800 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI), Partnership for Philippine Support Service Agencies (PHILSSA), Philippine Council for NGO Certification (PCNC), RIMANSI (K-MBA) |
Funders | PCFC, BPI Bangko, Peace and Equity Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | PHP 7,000 - 150,000 | 6 - 12 | 60% - 80% | 60% - 80% | Housing | Women, Men, Have business, Specific age group | Credit Ins, Business Training | |||||||
KITA - Kita Insakto Tipon Asenso | PHP 3,000 - 150,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training | |||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | PHP 3,000 - 25,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Business Training | |||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | PHP 3,000 - 150,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins, Business Training | |||||||
PEL - Pang Eskwela Loan | PHP 2,000 - 6,000 | 6 | 60% - 80% | 60% - 80% | Education | Women, Men, Have business, Have home or land, Specific age group | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 80% - 100% | Education | Women, Men, Have home or land, Has an existing K-Negosyo loan | Group Mtgs | |||||||
K-Kalusugan | PHP 380 - 3,920 | 3 - 6 | 80% - 100% | 80% - 100% | Health | Women, Men, Have home or land, Must be in loan cycle 2 of K-Negosyo | Group Mtgs, Health checks | |||||||
K-Negosyo | PHP 3,000 - 150,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance, Fire and Catastrophe Insurance (by 2011) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
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