2. ECLOF
Please note that the information you are viewing is 151 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CEPESIU
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ecumenical Church Foundation, Inc. Rm. 200 BLVDM Ecumenical Center879 EDSA, West TriangleQuezon City, Metro Manila1104
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

CEPESIU Veintimilla E10-50 y Av. 12 de OctubreEdificio Quito 12 El Giron Torre W, PenthouseQuito, Pichincha
Data approved: 2010-11-22
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.eclofphils.com/
Year established1995
Head of InstitutionLucrecio D. Delgado, Jr.
Regions active
# Branches10

Total Portfolio (nat'l)PhP 112,151,935
Total Portfolio (USD)USD 2,683,060.65
Active clients with loans5,476
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsECLOF International, National Council of Churches in the Philippines, Microfinance Council of the Philippines, Inc., FPSDC
FundersECLOF International, National Council of Churches in the Philippines, Church of Sweden

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cepesiu.org.ec/
Year established1983
Head of InstitutionCecilia Padilla
Regions active
# Branches3

Total Portfolio (nat'l)USD 939,466.31
Total Portfolio (USD)USD 939,466.31
Active clients with loans2,011
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

Agi Carabao
110 Borrowers
USD 70,642.39 Portfolio
Active Product
Agriculture
4,063 Borrowers
USD 1,293,615.12 Portfolio
Active Product
Individual
1,043 Borrowers
USD 433,629 Portfolio
Active Product
SMID
278 Borrowers
USD 38,679.74 Portfolio
Active Product

Loan Products » Summary

Directo
166 Borrowers
USD 66,556.84 Portfolio
Active Product
Individual
176 Borrowers
USD 157,302.20 Portfolio
Active Product
Solidario
1,612 Borrowers
USD 589,823 Portfolio
Active Product
SPI
57 Borrowers
USD 125,784.24 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Asset Acquisition and Carabao Loan PHP 10,000 - 100,000 24 60% - 80% 0% - 20% Business, Leasing or purchase of agricultural equipment, Purchase of carabao Women, Men, Have business, Farmer-client who are at least on their 3rd cycle up Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Sustainable Agriculture practices (organic farming)
Agricultural Production Loan PHP 5,000 - 150,000 4 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Must have a farm to manage Credit Educ, Credit Ins, Other Training, Sustainable Agriculture practices (organic farming)
Micro Individual Loans PHP 15,000 - 150,000 3 - 12 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Business Training, Burial Assistance
SMID PHP 5,000 - 50,000 3 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Burial Assistance

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Programa de Crédito Directo USD 500 - 1,500 4 - 8 20% - 40% 0% - 20% Business Women, Men, Have business, Asociacion debe haber firmado convenio con Cepesiu, Producto dirigido a produccion agricola de ciclo corto Tech Asst Visits
Programa de Crédito Individual (PCI) USD 500 - 3,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business, Buena calificacion en la Central de Riesgos, Negocios establecidos un año Tech Asst Visits
Programa Grupo Solidario USD 200 - 1,500 4 - 18 60% - 80% 60% - 80% Business Women, Men, Have business, Buena calificacion en central de riesgos., Negocio funcionando 1 año. Tech Asst Visits
Sociedad Popular de Inversión SPI USD 300 - 10,000 4 - 24 40% - 60% 20% - 40% Business Women, Men, Estructuras financieras locales autogestionadas de credito, Minimo 4 meses de funcionamiento Tech Asst Visits, Cepesiu brinda asistencia tecnica con recursos no reembolsables

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Asset Acquisition and Carabao Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 46.9% - 47.1% 52.5% - 53.2% 45
Agricultural Production Loan 36.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 42.9% - 44.3% 44.8% - 46.1% 78
Micro Individual Loans 36.0%-42.0% annual, Flat 1 Fee 1 Ins None 1.00% ongoing 72.9% - 116.5% 82.9% - 122.7% 36
SMID 36.0%-54.0% annual, Flat 1 Fee 1 Ins None 1.00% ongoing 127.4% - 142.7% 135.9% - 151.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Programa de Crédito Directo 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 28.9% - 29% 32.9% 87
Programa de Crédito Individual (PCI) 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 15.2% - 19.8% 15.2% - 25.2% 100
Programa Grupo Solidario 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 19.8% - 24.8% 25.2% - 31.1% 97
Sociedad Popular de Inversión SPI 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 19% - 24.8% 19% - 24.8% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Asset Acquisition and Carabao Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 46.9% - 47.1% 52.5% - 53.2% 45
Agricultural Production Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 42.9% - 44.3% 44.8% - 46.1% 78
Micro Individual Loans 36.0%-42.0% annual, Flat 1 Fee 1 Ins Ins None 1.00% ongoing 72.9% - 116.5% 82.9% - 122.7% 36
SMID 36.0%-54.0% annual, Flat 1 Fee 1 Ins Ins None 1.00% ongoing 127.4% - 142.7% 135.9% - 151.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Programa de Crédito Directo 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 28.9% - 29% 32.9% 87
Programa de Crédito Individual (PCI) 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 15.2% - 19.8% 15.2% - 25.2% 100
Programa Grupo Solidario 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 19.8% - 24.8% 25.2% - 31.1% 97
Sociedad Popular de Inversión SPI 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 19% - 24.8% 19% - 24.8% 100
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞