| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.firstmacrobank.com/ |
| Year established | 1960 |
| Head of Institution | Reggie Ocampo |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | PhP 28,000,000 |
| Total Portfolio (USD) | USD 669,856.46 |
| Active clients with loans | 3,000 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Rural Bankers Association of the Philippines, People's Credit and Finance Corporation |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sikap | PHP 5,000 - 15,000 | 5.8 | 80% - 100% | 40% - 60% | Business | Women, Must have net income of > P2000 per month | Credit Educ, Group Mtgs, Tech Asst Visits, Life insurance | |||||||
| Unlad | PHP 5,000 - 150,000 | 1 - 6 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sikap | 30.0% annual, Flat | 1 Fee | 1 Ins | 5.00% loan amt | 5.0% upfront 20.00 ongoing | 68.4% - 70.6% | 113.4% - 134.3% | 24 | ||||||||
| Unlad | 24.0%-36.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 10.00% ongoing | 77.5% - 85.5% | 92.7% - 102.3% | 25 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 157 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 113 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 137 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 137 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 137 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 137 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 111 |
| Five Talents | 5,365 | 368,057 | 2 | 137 |
| Gatsby | 1,346 | 2,440,236 | 2 | 137 |
| Habitat Uganda | 858 | 265,508 | 1 | 137 |
| Hofokam | 20,908 | 4,793,200 | 6 | 137 |
| KACITA | 156 | 60,318 | 1 | 137 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 137 |
| Opportunity | 23,734 | 13,560,846 | 13 | 137 |
| RUCREF | 5,557 | 898,380 | 4 | 157 |
| Rushere SACCO | 983 | 574,549 | 2 | 137 |
| SAO | 204 | 62,768 | 1 | 137 |
| Silver Upholders | 2,111 | 189,189 | 4 | 137 |
| THPU | 6,528 | 676,391 | 1 | 137 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 137 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 137 |
| Wakiso | 513 | 276,000 | 1 | 137 |
| Y-SAVE | 208 | 1,686,485 | 1 | 137 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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