Institution

Mallig Plains Rural Bank (Isabela), Inc. CentroMallig, Isabela3323
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Nwabiagya Rural Bank Limited KumasiAshanti RegionPO Box B170
Data approved: 2013-03-02
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1970
Head of InstitutionPraxedes Asuncion-Ignacio, DBM
Regions active
# Branches17

Total Portfolio (nat'l)PhP 27,090,831.76
Total Portfolio (USD)USD 648,106.02
Active clients with loans6,570
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Council of the Philippines, Inc., Rural Bankers Association of the Philippines
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.nrbank.org
Year established1987
Head of InstitutionNuamah-Danquah Samuel
Regions activeAshanti Region
# Branches7

Total Portfolio (nat'l)GHS 4,463,063.91
Total Portfolio (USD)USD 2,265,514.68
Active clients with loans4,099
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB Apex Bank, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB Apex Bank

Loan Products » Summary

765 Borrowers
USD 258,373.21 Portfolio
Active Product
5,775 Borrowers
USD 382,775.12 Portfolio
Active Product

Loan Products » Summary

2,144 Borrowers
USD 209,913.56 Portfolio
Active Product
818 Borrowers
USD 1,426,502.20 Portfolio
Active Product
1,137 Borrowers
USD 629,098.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Masipag Loan PHP 5,000 - 100,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Business Training
Micropinay PHP 5,000 - 50,000 2 - 12 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 6 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 200 - 10,000 6 - 12 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 10,000 6 40% - 60% 60% - 80% Business, Other, Petty Traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Masipag Loan 30.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 81.2% - 86.8% 103% - 137.3% 25
Micropinay 24.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 72.8% - 75.5% 85.1% - 86.8% 28

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Masipag Loan 30.0% annual, Flat 2 Fees 1 Ins Ins 5.00% loan amt 5.00% ongoing 81.2% - 86.8% 103% - 137.3% 25
Micropinay 24.0% annual, Flat 2 Fees 1 Ins Ins 5.00% loan amt 5.00% ongoing 72.8% - 75.5% 85.1% - 86.8% 28

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23
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Key Statistics
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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