| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Ma. Lourdes S. Pineda |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 9,226,611 |
| Total Portfolio (USD) | USD 220,732.32 |
| Active clients with loans | 148 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.psambato.org/ |
| Year established | 1997 |
| Head of Institution | P. Rodrigo Altamirano |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 2,771,063.27 |
| Total Portfolio (USD) | USD 2,771,063.27 |
| Active clients with loans | 5,692 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | PHP 5,000 - 150,000 | 2 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco Comunal | USD 50 - 9,200 | 6 - 12 | 80% - 100% | 40% - 60% | Any Purpose | Women, Men, Have business | Group Mtgs, Credit Ins, Other Training, Capacitacion en valores y formacion humana, Capacitacion en salud y estilos de vida, Si existe el fallecimiento de una socia durante el ciclo, la deuda es condonada |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | 21.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 100.00 upfront 10.00% ongoing | 58.8% - 73.1% | 55.4% - 80.2% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco Comunal | 24.0% annual, Decl Bal | 0 Fees | 0 | None | 10.0% upfront 2.00% ongoing | 24.3% | 24.3% - 31.7% | 81 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | 21.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 10.00% ongoing | 58.8% - 73.1% | 55.4% - 80.2% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banco Comunal | 24.0% annual, Decl Bal | 0 Fees | 0 | None | 10.0% upfront 2.00% ongoing | 24.3% | 24.3% - 31.7% | 81 |
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