Institution

Taytay Sa Kauswagan, Inc. A & L Building, E. Lopez SreetJaroIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution

Codesarrollo Ladron de Guevara E13-408 Y BarcelonaQuito, Pichincha
Data approved: 2010-11-11
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionAngelo B. Solarte - OIC
Regions active
# Branches99

Total Portfolio (nat'l)PhP 1,052,841,254
Total Portfolio (USD)USD 25,187,589.81
Active clients with loans212,959
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI), Visayas Association of Microfinance Institutions
FundersOIKOCredit, Symbiotics SA, People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC)

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionCARLOS MARZON ORTIZ
Regions active
# Branches15

Total Portfolio (nat'l)USD 46,867,654
Total Portfolio (USD)USD 46,867,654
Active clients with loans15,532
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
Funders

Loan Products » Summary

6,341 Borrowers
USD 4,053,449.86 Portfolio
Active Product
PKK
206,618 Borrowers
USD 21,134,139.95 Portfolio
Active Product

Loan Products » Summary

3,957 Borrowers
USD 6,199,730 Portfolio
Active Product
148 Borrowers
USD 97,371 Portfolio
Active Product
5,804 Borrowers
USD 15,830,467 Portfolio
Active Product
1,812 Borrowers
USD 4,813,813 Portfolio
Active Product
117 Borrowers
USD 709,627 Portfolio
Active Product
2,540 Borrowers
USD 12,587,370 Portfolio
Active Product
39 Borrowers
USD 90,099 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
OKEY PHP 10,000 - 50,000 3 - 6 60% - 80% 40% - 60% Business, Other Women, Men, Have business Credit Ins, Business Training, Other Training
PKK PHP 3,000 - 15,000 6 80% - 100% 20% - 40% Business, Other Women, Have business Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credidesarrollo USD 200 - 15,000 6 - 38 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediemergente USD 500 - 1,000 2 - 14 40% - 60% 60% - 80% Any Purpose Women, Men
Credimicroempresarial USD 400 - 20,000 6 - 50 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediparticular USD 200 - 15,000 5 - 38 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins, Seguro de Desgravamen
Creditierras USD 1,000 - 15,000 15 - 62 20% - 40% 60% - 80% Business, Compra, o legalización, o la titularización de la , tierra destinada a la prducción agrícola, pecuaria Women, Men, Orientado a organizaciones campesinas y/o miembros de organizaciones campesinas Credit Ins, Seguro de Desgravamen
Credivivienda USD 1,000 - 25,000 8 - 86 40% - 60% 60% - 80% Housing, Adquisicion, Construccion, Terminacion de vivienda Women, Men Credit Ins, Seguro de Desgravamen

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
OKEY 30.0% annual, Flat 2 Fees 1 Ins Ins 0.25% loan amt 10.00% ongoing 49.2% - 61.2% 63% - 79% 42
PKK 41.6% annual, Flat 1 Fee 1 Ins Ins 0.25% loan amt 150.00 upfront 1,500.00 ongoing 71% - 87.1% 97% - 157.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 10% - 17% 10% - 17% 71
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# Products
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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