Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.tspi.org/ |
Year established | 1981 |
Head of Institution | Eduardo A. Mendoza |
Regions active | |
# Branches | 183 |
Total Portfolio (nat'l) | PhP 1,468,869,386 |
Total Portfolio (USD) | USD 35,140,415.93 |
Active clients with loans | 287,169 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Alliance of Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders | Opportunity International Australia |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2002 |
Head of Institution | Maria Anna de Rosas-Ignacio |
Regions active | |
# Branches | 17 |
Total Portfolio (nat'l) | PhP 87,849,633 |
Total Portfolio (USD) | USD 2,101,665.86 |
Active clients with loans | 17,800 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI), Partnership for Philippine Support Service Agencies (PHILSSA), Philippine Council for NGO Certification (PCNC), RIMANSI (K-MBA) |
Funders | PCFC, BPI Bangko, Peace and Equity Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Educational Loan Assistance Program | PHP 1 - 10,000 | 3 - 6 | 80% - 100% | 40% - 60% | Education | Women, Men, TKP clients with school-age children | Group Mtgs | |||||||
Housing and Sanitation Loan Program | PHP 15,000 - 100,000 | 18 - 60 | 80% - 100% | 80% - 100% | Housing, Sanitation | Women, Men, Have business, Must have proof of right to construct house | Credit Ins | |||||||
Livestock Loan | PHP 10,000 - 10,000 | 4.1 | 80% - 100% | 40% - 60% | Business, Purchase of livestock | Women, Men, Must be a member of TSPI Kabuhayan Program | Group Mtgs | |||||||
PhilHealth Loan | PHP 300 - 1,200 | 6 | 80% - 100% | 40% - 60% | Other, Health Insurance | Women, Men, Have business, TKP Group member | Business Training | |||||||
TSPI Kabuhayan Program | PHP 4,000 - 50,000 | 6 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
TSPI Maunlad Program | PHP 30,000 - 150,000 | 6 - 24 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business, Must have colateral or a co-borrower | Credit Ins, Business Training | |||||||
TSPI Palayan Program | PHP 20,000 - 35,000 | 3 - 5 | 0% - 20% | 0% - 20% | Business, Agriculture, Rice Farmers | Women, Men, Land tenants with at least 5 years of farming experience, Has access to irrigation | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 80% - 100% | Education | Women, Men, Have home or land, Has an existing K-Negosyo loan | Group Mtgs | |||||||
K-Kalusugan | PHP 380 - 3,920 | 3 - 6 | 80% - 100% | 80% - 100% | Health | Women, Men, Have home or land, Must be in loan cycle 2 of K-Negosyo | Group Mtgs, Health checks | |||||||
K-Negosyo | PHP 3,000 - 150,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance, Fire and Catastrophe Insurance (by 2011) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Educational Loan Assistance Program | 12.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 24.6% - 24.7% | 24.6% - 24.7% | 49 | ||||||||
Housing and Sanitation Loan Program | 14.4%-18.0% annual, Flat | 1 Fee | 2 Ins | None | N/A | 35.3% - 40.6% | 36.7% - 45.6% | 37 | ||||||||
Livestock Loan | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront | 36.2% | 37.9% | 95 | ||||||||
PhilHealth Loan | 12.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 23.7% | 23.7% | 51 | ||||||||
TSPI Kabuhayan Program | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 68.6% - 68.7% | 87% - 93.7% | 39 | ||||||||
TSPI Maunlad Program | 28.8%-36.0% annual, Flat | 1 Fee | 2 Ins | None | 10.0% upfront 100.00 ongoing | 47.2% - 69.4% | 65.1% - 89.7% | 35 | ||||||||
TSPI Palayan Program | 36.0% annual, Flat | 0 Fees | 2 Ins | None | 5.0% upfront 200.00 ongoing | 26.6% - 32.1% | 42.7% - 48.5% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Educational Loan Assistance Program | 12.0% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 24.6% - 24.7% | 24.6% - 24.7% | 49 | ||||||||
Housing and Sanitation Loan Program | 14.4%-18.0% annual, Flat | 1 Fee | 2 Ins Ins | None | N/A | 35.3% - 40.6% | 36.7% - 45.6% | 37 | ||||||||
Livestock Loan | 36.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 5.0% upfront | 36.2% | 37.9% | 95 | ||||||||
PhilHealth Loan | 12.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 23.7% | 23.7% | 51 | ||||||||
TSPI Kabuhayan Program | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 40.00 ongoing | 68.6% - 68.7% | 87% - 93.7% | 39 | ||||||||
TSPI Maunlad Program | 28.8%-36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 10.0% upfront 100.00 ongoing | 47.2% - 69.4% | 65.1% - 89.7% | 35 | ||||||||
TSPI Palayan Program | 36.0% annual, Flat | 0 Fees | 2 Ins Ins | None | 5.0% upfront 200.00 ongoing | 26.6% - 32.1% | 42.7% - 48.5% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
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