Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003134
AJDFI13,100884,0006134
ARDCI44,6009,403,0001134
ASA Philippines333,40029,282,0001134
ASHI35,4005,231,0006134
ASKI60,00015,247,0004134
Bangko Kabayan8,9002,373,0002134
BSEI60073,0002134
CBI8,1002,010,0005134
CCT70,3009,504,0004134
CEV35,4005,111,0004134
DSPI59,3003,676,0003134
ECLOF5,4001,836,0004134
FCB12,0002,392,0002134
FMB2,700710,0002134
GM Bank23,5001,553,0003134
HSPFI19,1001,899,0002134
JVOFI1,300281,0001134
Katipunan Bank42,1005,325,0002134
KDCI20,5002,095,0003134
KGI32,3003,421,0004134
KMBI245,00015,098,0001134
LTMPC37,4008,935,0003134
Mallig Plains6,500641,0002134
MILAMDEC29,8003,278,0002134
MWIMPC11,8001,740,0004133
NWTF105,50012,698,0005134
OFMPC4,400964,0001134
PBC50,70010,434,0004134
PCSD700167,0001134
PMPC23,5005,565,0008134
RB Angeles9001,502,0002134
RB Labason500289,0001134
RBLI5,2001,026,0002134
RBMI11,9001,750,0002134
RMB100173,0001134
RSPI39,6002,834,0004134
SAFRAGEMC1,100229,0001134
Salve10,9001,191,0003134
SEDP27,0003,914,0003134
TSKI212,90025,187,0002134
TSPI264,50031,290,0007134
Valient1,700672,0002134
Please note that the information you are viewing is 147 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COAC San José San Jose de Chimbo, calle Chimborazo 536 y 3 de MarzoCanton Chimbo, Provincia Bolivar
Data approved: 2010-11-08
Data version: 1
Age of data: 147 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://coopsanjose.fin.ec/
Year established1964
Head of InstitutionJosé Guillen Sierra
Regions active
# Branches6

Total Portfolio (nat'l)USD 30,756,404.80
Total Portfolio (USD)USD 30,756,404.80
Active clients with loans10,594
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

932 Borrowers
USD 175,901 Portfolio
Active Product
2,724 Borrowers
USD 12,223,241.28 Portfolio
Active Product
1,945 Borrowers
USD 1,531,514.57 Portfolio
Active Product
397 Borrowers
USD 132,380.51 Portfolio
Active Product
4,498 Borrowers
USD 15,070,871.05 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Anticipo de Sueldo USD 20 - 305 3 0% - 20% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Consumo USD 100 - 20,000 3 - 84 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microcredito Grupal Pago al Vencimiento USD 600 - 1,600 6 - 12 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Grupal Pago Mensual USD 400 - 4,000 6 - 24 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Individual USD 100 - 20,000 3 - 72 0% - 20% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Anticipo de Sueldo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% 95
Consumo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% - 13.8% 94
Microcredito Grupal Pago al Vencimiento 18.0% annual, Decl Bal 1 Fee 0 Ins None 12.00 ongoing 18.3% - 18.5% 18.9% 95
Microcredito Grupal Pago Mensual 18.0% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 18.9% - 19.1% 94
Microcredito Individual 18.0% annual, Decl Bal 1 Fee 0 Ins None 6.7% upfront 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 20.7% - 21.5% 85
Institution Price Graph
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