Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003122
AJDFI13,100884,0006122
ARDCI44,6009,403,0001122
ASA Philippines333,40029,282,0001122
ASHI35,4005,231,0006122
ASKI60,00015,247,0004122
Bangko Kabayan8,9002,373,0002122
BSEI60073,0002122
CBI8,1002,010,0005122
CCT70,3009,504,0004122
CEV35,4005,111,0004122
DSPI59,3003,676,0003122
ECLOF5,4001,836,0004122
FCB12,0002,392,0002122
FMB2,700710,0002122
GM Bank23,5001,553,0003122
HSPFI19,1001,899,0002122
JVOFI1,300281,0001122
Katipunan Bank42,1005,325,0002122
KDCI20,5002,095,0003122
KGI32,3003,421,0004122
KMBI245,00015,098,0001122
LTMPC37,4008,935,0003122
Mallig Plains6,500641,0002122
MILAMDEC29,8003,278,0002122
MWIMPC11,8001,740,0004121
NWTF105,50012,698,0005122
OFMPC4,400964,0001122
PBC50,70010,434,0004122
PCSD700167,0001122
PMPC23,5005,565,0008122
RB Angeles9001,502,0002122
RB Labason500289,0001122
RBLI5,2001,026,0002122
RBMI11,9001,750,0002122
RMB100173,0001122
RSPI39,6002,834,0004122
SAFRAGEMC1,100229,0001122
Salve10,9001,191,0003122
SEDP27,0003,914,0003122
TSKI212,90025,187,0002122
TSPI264,50031,290,0007122
Valient1,700672,0002122
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Wisdom Microfinance Institution S.Co Bole Sub CityAddis Ababa31478
Data approved: 2012-03-12
Data version: 1
Age of data: 118 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionWorku Tsega
Regions active
# Branches51

Total Portfolio (nat'l)ETB 119,816,176
Total Portfolio (USD)USD 6,511,748.70
Active clients with loans45,331
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, Vision Fund International
FundersWorld Vision

Loan Products » Summary

243 Borrowers
USD 44,990.27 Portfolio
Active Product
34,703 Borrowers
USD 4,164,431.74 Portfolio
Active Product
5,095 Borrowers
USD 382,694.08 Portfolio
Active Product
3,354 Borrowers
USD 261,871.36 Portfolio
Active Product
61 Borrowers
USD 6,850.54 Portfolio
Active Product
1,875 Borrowers
USD 639,486.30 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri-business Loan ETB 3,000 - 5,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
Agricultural Loan ETB 2,500 - 4,500 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men, 75% of group members has to be women Credit Educ, Group Mtgs, Credit Ins
Business Loan ETB 3,000 - 5,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Consumption Loan ETB 3,000 - 5,000 10 - 24 60% - 80% 20% - 40% Any Purpose Men, Salaried worker Credit Educ, Group Mtgs
Enterprise loan ETB 4,500 - 8,000 9 - 12 60% - 80% 80% - 100% Business Women, Men, Have business, Must have at least one employee, Must have at least a certain minimum capital limit. Credit Educ, Group Mtgs, Credit Ins
Individual Loan ETB 4,000 - 50,000 9 - 24 60% - 80% 80% - 100% Business Women, Men Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri-business Loan 17.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 10.00 ongoing 38.7% 55.6% 31
Agricultural Loan 19.5% annual, Flat 1 Fee 1 Ins None 15.0% upfront 10.00 ongoing 22.1% 28.1% 69
Business Loan 15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 10.00 ongoing 33.2% 47.3% 32
Consumption Loan 17.5% annual, Flat 1 Fee 1 Ins None 15.0% upfront 38.7% 56.2% 31
Enterprise loan 15.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 22.9% - 31.9% 30.1% - 76.9% 35
Individual Loan 15.0% annual, Flat 1 Fee 1 Ins None N/A 31.6% - 32.9% 35.8% - 38.8% 41
Institution Price Graph
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