Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003133
AJDFI13,100884,0006133
ARDCI44,6009,403,0001133
ASA Philippines333,40029,282,0001133
ASHI35,4005,231,0006133
ASKI60,00015,247,0004133
Bangko Kabayan8,9002,373,0002133
BSEI60073,0002133
CBI8,1002,010,0005133
CCT70,3009,504,0004133
CEV35,4005,111,0004133
DSPI59,3003,676,0003133
ECLOF5,4001,836,0004133
FCB12,0002,392,0002133
FMB2,700710,0002133
GM Bank23,5001,553,0003133
HSPFI19,1001,899,0002133
JVOFI1,300281,0001133
Katipunan Bank42,1005,325,0002133
KDCI20,5002,095,0003133
KGI32,3003,421,0004133
KMBI245,00015,098,0001133
LTMPC37,4008,935,0003133
Mallig Plains6,500641,0002133
MILAMDEC29,8003,278,0002133
MWIMPC11,8001,740,0004132
NWTF105,50012,698,0005133
OFMPC4,400964,0001133
PBC50,70010,434,0004133
PCSD700167,0001133
PMPC23,5005,565,0008133
RB Angeles9001,502,0002133
RB Labason500289,0001133
RBLI5,2001,026,0002133
RBMI11,9001,750,0002133
RMB100173,0001133
RSPI39,6002,834,0004133
SAFRAGEMC1,100229,0001133
Salve10,9001,191,0003133
SEDP27,0003,914,0003133
TSKI212,90025,187,0002133
TSPI264,50031,290,0007133
Valient1,700672,0002133
Please note that the information you are viewing is 138 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Empowerment Micro Finance institution ltd 72, Sikoongo RoadSiavonga, Zambia, Souther ProvinceP.O.BOX 183
Data approved: 2011-12-12
Data version: 1
Age of data: 138 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.celim.it/
Year established2008
Head of InstitutionElisa Morrone
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 2,360,550,702
Total Portfolio (USD)USD 456,145.06
Active clients with loans1,559
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAmiz, Mix Market
FundersRural Finance Programme/IFAD, European Union, CeLIM NGO

Loan Products » Summary

73 Borrowers
USD 38,260.87 Portfolio
Active Product
870 Borrowers
USD 343,257.28 Portfolio
Active Product
51 Borrowers
USD 18,014.51 Portfolio
Active Product
521 Borrowers
USD 46,667.90 Portfolio
Active Product
30 Borrowers
USD 1,352.66 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Input Loan ZMK 2,000,000 - 6,000,000 10 - 11 20% - 40% 0% - 20% Business, Agriculture Women, Men, Small scale farmers, minimum one hectare Business Training, Microcredit Scheme
Individual Loan ZMK 500,000 - 7,000,000 4 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins, Household Approach, Monthly follow up of clients
Salary Backed Loan ZMK 500,000 - 7,000,000 2 - 10 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker
Solidarity Group Loan ZMK 400,000 - 1,200,000 4 - 10 60% - 80% 0% - 20% Business Women, Men, Have business Record Keeping Training, Household Approach Training, Monthly Monitoring

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Input Loan 42.0% annual, Flat 0 Fees 1 Ins None N/A 56.6% - 56.8% 64.4% - 64.6% 65
Individual Loan 48.0% annual, Flat 1 Fee 0 Ins None N/A 69.7% - 82.9% 69.7% - 82.9% 62
Salary Backed Loan 30.0%-42.0% annual, Flat 1 Fee 0 Ins None N/A 48.9% - 50.6% 48.9% - 50.6% 60
Solidarity Group Loan 42.0%-60.0% annual, Flat 1 Fee 0 Ins None N/A 68.6% - 96% 68.6% - 96% 50
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