| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Pascal Simbizi Manzi |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 29,276,392 |
| Total Portfolio (USD) | USD 49,621 |
| Active clients with loans | 216 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2011 |
| Head of Institution | Emmanuel Kashumba and Felister Machange |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 61,410,000 |
| Total Portfolio (USD) | USD 38,622.64 |
| Active clients with loans | 69 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0 | 0 | 0% - 20% | 20% - 40% | ||||||||||
| Group Loan | RWF 100,000 - 1,300,000 | 6 - 12 | 0% - 20% | 40% - 60% | ||||||||||
| Individual Loan | RWF 100,000 - 1,300,000 | 1 - 24 | 40% - 60% | 80% - 100% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | TZS 100,000 - 1,500,000 | 1 - 3 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins | 105.4% - 110.8% | 122.9% - 129.3% | |||||||||||
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 57% - 65% | 68.9% - 82.2% | 39 | ||||||||||
| Individual Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 56.6% - 66.3% | 66.9% - 82.2% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Decouvert | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 105.4% - 110.8% | 122.9% - 129.3% | |||||||||||
| Group Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 57% - 65% | 68.9% - 82.2% | 39 | ||||||||||
| Individual Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 56.6% - 66.3% | 66.9% - 82.2% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
