2. RML
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Seilanithih
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rwanda Microfinance Limited Head OfficeKigaliPO Box 6839
Data approved: 2012-08-10
Data version: 2
Age of data: 136 months
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Institution

Seilanithih Limted No. 35, St. 360Sangkat Boeung Keng Kang IKhan Chamkarmorn, Phnom Penh
Data approved: 2013-04-02
Data version: 3
Age of data: 132 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.microafricagroup.com/
Year established2004
Head of InstitutionBernard Kivava
Regions activeMuhanga, Musanze, Nyarugenge
# Branches4

Total Portfolio (nat'l)RWF 2,223,220,010
Total Portfolio (USD)USD 3,473,781.27
Active clients with loans4,960
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAMIR
FundersMicro Africa Ltd, Ezra Bunyenyezi

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.seilanithih.com.kh/
Year established1996
Head of InstitutionMr. Sanjay Gandhi
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap
# Branches25

Total Portfolio (nat'l)KHR 26,884,090,059
Total Portfolio (USD)USD 6,806,098.75
Active clients with loans11,502
Approximate % female clients60% - 80%
Approximate % urban clients0
Network affiliationsCMA
FundersCMI, CARD

Loan Products » Summary

Group
3,231 Borrowers
USD 776,788 Portfolio
Active Product
Salary
957 Borrowers
USD 835,114.53 Portfolio
Active Product
SME
772 Borrowers
USD 1,862,441.23 Portfolio
Active Product

Loan Products » Summary

Group KHR
2,830 Borrowers
USD 483,614.61 Portfolio
Active Product
Group THB
878 Borrowers
USD 181,137.46 Portfolio
Active Product
Indiv THB
3,102 Borrowers
USD 2,650,893.32 Portfolio
Active Product
Indiv KHR
7,352 Borrowers
USD 3,194,055.87 Portfolio
Active Product
Indiv USD
1,048 Borrowers
USD 1,007,057 Portfolio
Active Product
Consumption Loan (Baht)
Retired Product
Consumption Loan (Riel)
Retired Product
Consumption Loan (USD)
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan RWF 30,000 - 1,000,000 6 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Salary Loan RWF 100,000 - 5,000,000 6 - 12 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins
SME Loan RWF 1,000,000 - 15,000,000 6 - 24 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan (KHR) KHR 400,000 - 2,400,000 1 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Ins
Group Loan (THB) THB 4,000 - 24,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins
Individual Loan (THB) THB 4,000 - 200,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins
Individual Loan (KHR) KHR 400,000 - 20,000,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group
Individual Loan (USD) USD 100 - 10,000 1 - 24 40% - 60% 20% - 40% Business Women, Men, Have business, Have home or land, Specific age group

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Decl Bal 1 Fee 1 Ins None 10.00% upfront 59% - 62.4% 72.5% - 78.4% 63
Salary Loan 48.00%-60.00% annual, Decl Bal 2 Fees 1 Ins None N/A 52.7% - 67.3% 55.3% - 71.4% 75
SME Loan 48.00%-60.00% annual, Decl Bal 1 Fee 1 Ins None 0.00%-20.00% upfront 56.2% - 66.3% 88.3% - 101.3% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan (KHR) 36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 36% 37.1% 97
Group Loan (THB) 36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 32.9% - 36% 34.8% - 37.1% 100
Individual Loan (THB) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 27.1% - 36% 28.7% - 37.1% 88
Individual Loan (KHR) 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 30% - 36% 31% - 37.1% 85
Individual Loan (USD) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 27.1% - 33.4% 28.6% - 35.2% 95

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Decl Bal 1 Fee 1 Ins Ins None 10.00% upfront 59% - 62.4% 72.5% - 78.4% 63
Salary Loan 48.00%-60.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 52.7% - 67.3% 55.3% - 71.4% 75
SME Loan 48.00%-60.00% annual, Decl Bal 1 Fee 1 Ins Ins None 0.00%-20.00% upfront 56.2% - 66.3% 88.3% - 101.3% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan (KHR) 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 36% 37.1% 97
Group Loan (THB) 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 32.9% - 36% 34.8% - 37.1% 100
Individual Loan (THB) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 27.1% - 36% 28.7% - 37.1% 88
Individual Loan (KHR) 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 30% - 36% 31% - 37.1% 85
Individual Loan (USD) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 27.1% - 33.4% 28.6% - 35.2% 95
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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