Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 169 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union of Savings and Credit Cooperatives (UCU) NyarugengeNyamiramboKigaliPO Box 2998
Data approved: 2012-10-29
Data version: 2
Age of data: 135 months

Institution

Bank of Baku Baku şh.Atatàrk pr-ti 42Baku, BakuAZ1069
Data approved: 2010-05-24
Data version: 1
Age of data: 169 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionNdahayo Jules Theoneste
Regions activeGakenke, Gasabo, Kicukiro, Musanze, Ngororero, Nyabihu, Nyamagabe, Nyanza, Nyarugenge, Ruhango
# Branches0

Total Portfolio (nat'l)RWF 1,026,255,074
Total Portfolio (USD)USD 1,710,425.12
Active clients with loans3,391
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR, MAIN
FundersLes membres qui libirent les parts sociales, ONG Trocaire, UNCDF, Terrafina

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bankofbaku.com/
Year established1993
Head of InstitutionSardar A.Hasanov
Regions active
# Branches13

Total Portfolio (nat'l)AZN 145,018,460.70
Total Portfolio (USD)USD 185,921,103.50
Active clients with loans104,601
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

52 Borrowers
USD 63,333 Portfolio
Active Product
521 Borrowers
USD 365,000 Portfolio
Active Product
2,738 Borrowers
USD 432,543 Portfolio
Active Product
80 Borrowers
USD 116,667 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Summary

7,478 Borrowers
USD 17,685,112.71 Portfolio
Active Product
10,701 Borrowers
USD 6,595,824.23 Portfolio
Active Product
5,751 Borrowers
USD 71,607,362.38 Portfolio
Active Product
35,646 Borrowers
USD 27,326,609 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Credit Ins, Business Training
Microloan RWF 50,000 - 1,999,999 4 - 12 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Ordinary Loan RWF 2,000,000 - 5,000,000 12 - 18 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Business Training
Youth Business Loan RWF 50,000 - 2,000,000 4 - 24 20% - 40% 60% - 80% Any Purpose Women, Men, Specific age group Credit Educ, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Mikrokredit USD 300 - 20,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have business, 20-65 yaş
Mit texnikas, Mebel AZN 150 - 3,000 3 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker, tqaàdçàl yox, yox
Avtomobil krediti AZN 500 - 50,000 3 - 36 20% - 40% 80% - 100% Any Purpose Women, Men Yox, Yox
Nad pul krediti AZN 150 - 3,000 3 - 24 60% - 80% 60% - 80% Any Purpose Women, Men, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert (One Month) Loan 96.00% annual, Decl Bal 0 Fees 0 Ins None N/A 93.8% 93.8% 100
Microloan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 41% - 41.2% 50.2% - 55.7% 44
Ordinary Loan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 23.6% - 23.8% 29.5% - 31.7% 75
Youth Business Loan 21.60% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00% upfront 22.7% - 24% 28.5% - 30.3% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mikrokredit 27.0%-32.0% annual, Decl Bal 1 Fee 0 Ins None 10.0%-15.0% upfront 31.3% - 39.2% 31.3% - 73% 63
Mit texnikas, Mebel 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 40.7% - 53.4% 40.7% - 53.4% 67
Avtomobil krediti 20.0%-26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 23.4% - 34.7% 23.4% - 34.7% 74
Nad pul krediti 28.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.2% - 46.8% 36.2% - 46.8% 68

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert (One Month) Loan 96.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 93.8% 93.8% 100
Microloan 22.80% annual, Decl Bal 0 Fees 0 Ins Ins 18.00% fees 10.00%-15.00% upfront 41% - 41.2% 50.2% - 55.7% 44
Ordinary Loan 22.80% annual, Decl Bal 0 Fees 0 Ins Ins 18.00% fees 10.00%-15.00% upfront 23.6% - 23.8% 29.5% - 31.7% 75
Youth Business Loan 21.60% annual, Decl Bal 0 Fees 0 Ins Ins 18.00% fees 10.00% upfront 22.7% - 24% 28.5% - 30.3% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mikrokredit 27.0%-32.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0%-15.0% upfront 31.3% - 39.2% 31.3% - 73% 63
Mit texnikas, Mebel 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 40.7% - 53.4% 40.7% - 53.4% 67
Avtomobil krediti 20.0%-26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 23.4% - 34.7% 23.4% - 34.7% 74
Nad pul krediti 28.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 36.2% - 46.8% 36.2% - 46.8% 68
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Key Statistics
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Loan Portfolio (USD)
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