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Institution

Union of Savings and Credit Cooperatives (UCU) NyarugengeNyamiramboKigaliPO Box 2998
Data approved: 2012-10-29
Data version: 2
Age of data: 119 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionNdahayo Jules Theoneste
Regions activeGakenke, Gasabo, Kicukiro, Musanze, Ngororero, Nyabihu, Nyamagabe, Nyanza, Nyarugenge, Ruhango
# Branches0

Total Portfolio (nat'l)RWF 1,026,255,074
Total Portfolio (USD)USD 1,710,425.12
Active clients with loans3,391
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR, MAIN
FundersLes membres qui libirent les parts sociales, ONG Trocaire, UNCDF, Terrafina

Loan Products » Summary

52 Borrowers
USD 63,333 Portfolio
Active Product
521 Borrowers
USD 365,000 Portfolio
Active Product
2,738 Borrowers
USD 432,543 Portfolio
Active Product
80 Borrowers
USD 116,667 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Credit Ins, Business Training
Microloan RWF 50,000 - 1,999,999 4 - 12 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Ordinary Loan RWF 2,000,000 - 5,000,000 12 - 18 20% - 40% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins, Business Training
Youth Business Loan RWF 50,000 - 2,000,000 4 - 24 20% - 40% 60% - 80% Any Purpose Women, Men, Specific age group Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Decouvert (One Month) Loan 96.00% annual, Decl Bal 0 Fees 0 Ins None N/A 93.8% 93.8% 100
Microloan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 41% - 41.2% 50.2% - 55.7% 44
Ordinary Loan 22.80% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00%-15.00% upfront 23.6% - 23.8% 29.5% - 31.7% 75
Youth Business Loan 21.60% annual, Decl Bal 0 Fees 0 Ins 18.00% fees 10.00% upfront 22.7% - 24% 28.5% - 30.3% 74
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001147
CEPESIU2,000939,0004147
COAC 4 Octubre2,2005,771,0002147
COAC Ambato1,30016,415,0002147
COAC FondVida2,5004,200,0004147
COAC LaBenefica2,5008,482,0006147
COAC MCCH5,30010,020,0002147
COAC Nacional30,70027,129,0002147
COAC San José10,40029,133,0005147
COAC SanAntonio1,0002,384,0003147
COAC SantaAnita2,0002,532,0006147
Codesarrollo14,40040,328,0007147
Coop San Miguel1,8004,754,0005144
CooP VPR7001,052,0004147
Cooprogreso7,90032,244,0004147
Credi Fe100,900380,039,0004147
D^Miro36,90027,692,0009140
DECOF2,200705,0002147
Espoir62,10021,036,0005147
FODEMI28,20012,924,0003147
Fundacion Alternativa4,3005,545,0002147
FUNDAMIC2,0001,468,0002147
INSOTEC7,0006,047,0004147
Luz del Valle6,40011,300,0003147
ProCredit43,800211,941,0002147
PS Ambato5,6002,771,0001147
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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