Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 136 |
Comicoka | 827 | 758,435 | 4 | 136 |
COOJAD | 511 | 823,215 | 6 | 136 |
COOPEDU | 2,029 | 7,549,835 | 9 | 136 |
Duterimbere | 6,607 | 4,365,044 | 3 | 136 |
Goshen | 2,076 | 3,716,008 | 5 | 153 |
Inkingi | 2,648 | 2,593,366 | 5 | 153 |
RML | 4,960 | 3,473,781 | 3 | 136 |
UCU | 3,391 | 1,603,524 | 4 | 136 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 153 |
Wisigara | 2,177 | 904,708 | 3 | 136 |
Zamuka | 253 | 124,445 | 3 | 136 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 153 |
Outstanding portfolio (USD) | USD 8,446,409 |
Portfolio (USD) | USD 8,446,409 |
Active Clients with Loans | 203 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 0% - 20% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | x |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 7 |
# Regions for this product | 7 |
Regions Active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
Currency | USD |
Minimum loan size | USD 1,200 |
Maximum loan size | 68,000 |
Loans less than USD 1,500 | 15% |
USD 1,500-5,000 | 20% |
USD 5,000-10,000 | 20% |
USD 10,000-15,000 | 15% |
USD 15,000-18,000 | 15% |
Greater than USD 18,000 | 15% |
Shortest loan term | 12.0 months |
Longest loan term | 84.0 months |
Approx average | 55.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 10% |
Between 13 and 18 months | 30% |
Longer than 18 months | 60% |
Grace period usage | 10% |
Average grace period | 3.0 months |
Daily | |
Weekly | |
Every 2 weeks | x |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | x |
Every 12 months | x |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 17.00% |
Highest quoted nominal interest | 25.00% |
Reason(s) why interest rate varies | Branch, Time as Client, Loan Size, Client Risk, Collateral, Loan Purpose |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | No |
Ins 1 | |
---|---|
Description | Seguro de Desgravamen |
% of loan amount - min | 0.60% |
% of loan amount - max | 4.20% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | El costo es de 0.05% mensual, con cargo sólo en el saldo de capital pendiente del préstamo. |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | ||
---|---|---|---|
Loan Amount | USD 8,500 | USD 10,000 | |
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | |
Disbursement Date | 2013-04-15 | 2013-03-20 | |
Loan Term (Months) | 73.0 months | 61.0 months | |
Grace Period (Months) | 0.0 months | 0.1 months | |
Total Cost of Credit | USD 5,259.59 | USD 4,999.78 | |
True Price by Comp | |||
Interest price component | 19.7% | 18.1% | |
Fee Component | 0.0% | 0.0% | |
Insurance Component | 0.6% | 0.5% | |
Tax Component | 0.0% | 0.0% | |
Deposit Component | 0.0% | 0.0% | |
Full APR (int fee ins tax dep) | 20.3% | 18.6% | |
Transparency Index | 84 | 91 | |
Original Repayment Schedule | |||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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