| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 136 |
| Comicoka | 827 | 758,435 | 4 | 136 |
| COOJAD | 511 | 823,215 | 6 | 136 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 136 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 136 |
| Goshen | 2,076 | 3,716,008 | 5 | 153 |
| Inkingi | 2,648 | 2,593,366 | 5 | 153 |
| RML | 4,960 | 3,473,781 | 3 | 136 |
| UCU | 3,391 | 1,603,524 | 4 | 136 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 153 |
| Wisigara | 2,177 | 904,708 | 3 | 136 |
| Zamuka | 253 | 124,445 | 3 | 136 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 153 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr Tesfaye Befekadu |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | ETB 32,345,500 |
| Total Portfolio (USD) | USD 1,757,907.61 |
| Active clients with loans | 22,473 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AEMFI, MAIN |
| Funders | Terrafina, SOS Faim, Promic, KNH |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
| Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
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