| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.accessbank.co.tz/ |
| Year established | 2007 |
| Head of Institution | Roland Coulon |
| Regions active | Dar es Salaam, Mwanza, Shinyanga, Tabora |
| # Branches | 10 |
| Total Portfolio (nat'l) | TZS 59,431,169,032 |
| Total Portfolio (USD) | USD 37,378,093.73 |
| Active clients with loans | 25,446 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AccessBank Group |
| Funders | Access Microfinance Holding AG ( AccessHolding), IFC, KfW, AfDB |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.microloanfoundation.org.uk/Home |
| Year established | 2002 |
| Head of Institution | Peter Matumbo |
| Regions active | Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, MachingaMangochi, Mulanje |
| # Branches | 20 |
| Total Portfolio (nat'l) | MWK 662,269,793 |
| Total Portfolio (USD) | USD 1,698,127.67 |
| Active clients with loans | 24,364 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MAMN |
| Funders | Microloan Foundation, UK |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 100,000 - 25,000,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, operating business atleast for six months | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Agroloan | TZS 100,000 - 25,000,000 | 3 - 18 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bridging Loan | MWK 65,000 - 180,000 | 6 - 10 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
| Irrigation Loan | MWK 18,000 - 80,000 | 3 - 7 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
| Standard Loan | MWK 18,000 - 80,000 | 4 | 80% - 100% | 0% - 20% | Business | Women, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dyanamics |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
| Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
| Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
| Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
| Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
| Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
| Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
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