| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Mr.Gunendu .K. Roy |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, ShinyangaSingida, Tabora, Tanga, Zanzibar Central/South, Zanzibar North, Zanzibar Urban/West |
| # Branches | 112 |
| Total Portfolio (nat'l) | TZS 31,264,999,264 |
| Total Portfolio (USD) | USD 19,663,521.55 |
| Active clients with loans | 102,392 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Tanzania Association of Microfinance Institutions |
| Funders | UNICEF, FSDT, Triodos, BRAC Africa Loan fund |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.firstfinance.biz |
| Year established | 2009 |
| Head of Institution | Lim Hak Khoun (Kevin) |
| Regions active | Battambang, Kandal, Phnom PenhSiem Reap |
| # Branches | 3 |
| Total Portfolio (nat'l) | KHR 23,500,000,000 |
| Total Portfolio (USD) | USD 5,949,367.09 |
| Active clients with loans | 564 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Cambodian Microfinance Association (CMA) |
| Funders | First Home Plc, Insitor Fund SCA, Poems Pte Ltd |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | TZS 175,000 - 2,600,000 | 6 - 12 | 100% | 20% - 40% | Business | Women, Have business, Specific age group, 20- 50 years old | Credit Educ, Group Mtgs, Credit Ins, Other Training, Training on health, women empowerment and income generating opportunities. | |||||||
| Small Enterprise Program (SEP) Loan | TZS 1,200,000 - 14,000,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group, 20 - 50 years old | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | USD 1,000 - 37,500 | 12 - 180 | 20% - 40% | 80% - 100% | Housing | Women, Men |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 32.5%-33.8% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 61.5% - 68.1% | 73.8% - 82.7% | 41 | ||||||||
| Small Enterprise Program (SEP) Loan | 25.0%-26.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 44.5% - 45.1% | 52.9% - 53.7% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 32.5%-33.8% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 61.5% - 68.1% | 73.8% - 82.7% | 41 | ||||||||
| Small Enterprise Program (SEP) Loan | 25.0%-26.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 44.5% - 45.1% | 52.9% - 53.7% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
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