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Please note that the information you are viewing is 156 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fanikiwa Microfinance Company Limited P.O. Box 8695Dar es salaam, Dar es salaam255
Data approved: 2011-12-18
Data version: 1
Age of data: -   months 

Institution

CETZAM Financial Services PLC CETZAM HousePrivate Bag E760Lusaka10101
Data approved: 2011-12-12
Data version: 1
Age of data: 156 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?No
Website addressN/A
Year established2010
Head of InstitutionThaddeo W. Mashera
Regions active0
# Branches5

Total Portfolio (nat'l)TZS 1,622,843,381
Total Portfolio (USD)USD 1,081,895.59
Active clients with loans6,381
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsTAMFI
FundersGatsby Charity Fund, Tanzania Gatsby Trust

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionDyson Mandivenga
Regions active
# Branches5

Total Portfolio (nat'l)ZMK 15,315,329,318
Total Portfolio (USD)USD 2,959,483.93
Active clients with loans6,399
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAMIZ, Opportunity International Network, AMT, INAFI
FundersDevelopment Aid from People to People (DAPP), HIVOS

Loan Products » Summary

5,169 Borrowers
USD 527,845 Portfolio
Active Product
716 Borrowers
USD 149,637 Portfolio
Active Product
68 Borrowers
USD 16,452 Portfolio
Active Product
34 Borrowers
USD 51,386 Portfolio
Active Product
14 Borrowers
USD 197,378 Portfolio
Active Product
345 Borrowers
USD 125,864 Portfolio
Active Product

Loan Products » Summary

527 Borrowers
USD 102,699.48 Portfolio
Active Product
1,909 Borrowers
USD 1,635,389.80 Portfolio
Active Product
2,729 Borrowers
USD 444,139.75 Portfolio
Active Product
1,548 Borrowers
USD 28,206.06 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Jamii Loan TZS 50,000 - 2,000,000 3 - 12 60% - 80% 20% - 40%
Jijenge Loan TZS 300,000 - 5,000,000 6 - 24 60% - 80% 40% - 60%
Mkulima Loan TZS 300,000 - 3,000,000 3 - 12 60% - 80% 0% - 20%
Personal Loan 0 0 40% - 60% 40% - 60%
SME Loan 0 0 40% - 60% 80% - 100%
Ushirika TZS 500,000 - 5,000,000 6 - 24 40% - 60% 20% - 40%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ZMK 800,000 - 2,000,000 3 - 6 60% - 80% 0% - 20% Business, Agriculture activities Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Individual Loan ZMK 2,000,000 - 250,000,000 3 - 24 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Solidarity Group Loan ZMK 1,000,000 - 5,000,000 3 - 10 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits
Trust Bank Loan ZMK 50,000 - 1,500,000 4 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Jamii Loan 30.00%-0.00% annual, Flat 1 Fee 0 Ins 55.9% - 56.8% 92.6% - 98.4% 31
Jijenge Loan 30.00%-0.00% annual, Flat 1 Fee 1 Ins 45.7% - 47.4% 79% - 82.8% 36
Mkulima Loan 30.00%-0.00% annual, Flat 1 Fee 0 Ins 57.1% 89.7% - 89.9% 33
Personal Loan 0.00% annual, 0 0 Fees 0 Ins 46% - 46.2% 71.4% - 71.8%
SME Loan 0.00% annual, 0 0 Fees 0 Ins #N/A #N/A
Ushirika 24.00%-0.00% annual, Flat 1 Fee 1 Ins 45.6% - 45.7% 57.1% - 57.2% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 63.8% - 64.2% 73.5% - 74% 65
Individual Loan 60.0%-78.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 138.3% - 141.3% 167.4% - 177.5% 34
Solidarity Group Loan 72.0%-78.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 138.1% - 143.8% 165.7% - 171.5% 42
Trust Bank Loan 60.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 179.3% - 198% 213.7% - 243.9% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Jamii Loan 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 55.9% - 56.8% 92.6% - 98.4% 31
Jijenge Loan 30.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 45.7% - 47.4% 79% - 82.8% 36
Mkulima Loan 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 57.1% 89.7% - 89.9% 33
Personal Loan 0.00% annual, 0 0 Fees 0 Ins Ins 46% - 46.2% 71.4% - 71.8%
SME Loan 0.00% annual, 0 0 Fees 0 Ins Ins #N/A #N/A
Ushirika 24.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 45.6% - 45.7% 57.1% - 57.2% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 63.8% - 64.2% 73.5% - 74% 65
Individual Loan 60.0%-78.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 138.3% - 141.3% 167.4% - 177.5% 34
Solidarity Group Loan 72.0%-78.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 138.1% - 143.8% 165.7% - 171.5% 42
Trust Bank Loan 60.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 179.3% - 198% 213.7% - 243.9% 26
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
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