| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.kfinance.co.tz/ |
| Year established | 2008 |
| Head of Institution | Devotha Ntuke Minzi |
| Regions active | Dar es Salaam |
| # Branches | 0 |
| Total Portfolio (nat'l) | TZS 420,040,548 |
| Total Portfolio (USD) | USD 264,176.45 |
| Active clients with loans | 1,081 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | TAMFI, Business Network International |
| Funders |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1992 |
| Head of Institution | Hàseynov Faiq Arif oÄlu |
| Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur |
| # Branches | 25 |
| Total Portfolio (nat'l) | AZN 346,074,466 |
| Total Portfolio (USD) | USD 443,685,212.80 |
| Active clients with loans | 39,120 |
| Approximate % female clients | 0% - 20% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 1,000,000 - 30,000,000 | 1 - 12 | 60% - 80% | 80% - 100% | Business, Consumer, Education, Other | Women, Men, Have business, Age limit between 18 to 60 | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Group Loan (Jikw Amue) | TZS 100,000 - 1,100,000 | 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | AZN 200 - 20,000 | 2 - 24 | 20% - 40% | 40% - 60% | Business, Housing, Consumer, Education, Other, Knd tsrràfatÄnÄn inkiÅafÄ | Women, Men, Have business | Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 97.3% - 102.6% | 99.5% - 106.5% | 58 | ||||||||
| Group Loan (Jikw Amue) | 48.00% annual, Flat | 2 Fees | 1 Ins | None | 20.00% upfront | 93.6% - 116.5% | 147% - 233.9% | 26 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | 23.0%-36.0% annual, Decl Bal | 2 Fees | 0 | None | N/A | 32.2% - 43.6% | 32.2% - 43.6% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 97.3% - 102.6% | 99.5% - 106.5% | 58 | ||||||||
| Group Loan (Jikw Amue) | 48.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 93.6% - 116.5% | 147% - 233.9% | 26 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mikrokredit (AZM) | 23.0%-36.0% annual, Decl Bal | 2 Fees | 0 | None | N/A | 32.2% - 43.6% | 32.2% - 43.6% | 60 |
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