| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Shedehva Optat |
| Regions active | Ruvuma |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 4,748,143,743 |
| Total Portfolio (USD) | USD 2,986,253.93 |
| Active clients with loans | 1,069.80 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Community Bank Association |
| Funders | Financial Sector Deepening, Agricultural Trust Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Business Training | |||||||
| Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Must run agricultural activities or business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
| Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
| Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 159 |
| CEPESIU | 2,000 | 939,000 | 4 | 159 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 159 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 159 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 159 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 159 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 159 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 159 |
| COAC San José | 10,400 | 29,133,000 | 5 | 159 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 159 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 159 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 159 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 156 |
| CooP VPR | 700 | 1,052,000 | 4 | 159 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 159 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 159 |
| D^Miro | 36,900 | 27,692,000 | 9 | 152 |
| DECOF | 2,200 | 705,000 | 2 | 159 |
| Espoir | 62,100 | 21,036,000 | 5 | 159 |
| FODEMI | 28,200 | 12,924,000 | 3 | 159 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 159 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 159 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 159 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 159 |
| ProCredit | 43,800 | 211,941,000 | 2 | 159 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 159 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
