2. Mbinga
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Silver Upholders
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

MBINGA COMMUNITY BANK LTD P.O.BOX 290MBINGA, RUVUMA255
Data approved: 2011-12-18
Data version: 1
Age of data: -   months 
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Institution

Silver Upholders Ltd KogomaMaganjo off Bombo RoadKampala, CentralPO Box 10454
Data approved: 2012-07-06
Data version: 2
Age of data: 137 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSHEDEHWA OPTAT
Regions active0
# Branches1

Total Portfolio (nat'l)TZS 4,600,000,000
Total Portfolio (USD)USD 3,066,666.67
Active clients with loans12,963
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsCOMMUNITY BANK ASSOCIATION (CBA)
FundersFINANCIAL SECTOR DEEPENING, AGRICULTURAL TRUST FUND(AGTF)

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.silverupholders.org/
Year established2008
Head of InstitutionJulius Selwambala
Regions activeCentral
# Branches6

Total Portfolio (nat'l)UGX 472,973,050
Total Portfolio (USD)USD 189,189.22
Active clients with loans2,111
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Support Center, AMFIU
Funders

Loan Products » Summary

Salary Loan
267 Borrowers
USD 141,226 Portfolio
Active Product
Small Business Loan
307 Borrowers
USD 1,258,912 Portfolio
Active Product
Solidarity Group Loan
12,389 Borrowers
USD 1,264,050 Portfolio
Active Product

Loan Products » Summary

Group Ln
1,219 Borrowers
USD 95,872 Portfolio
Active Product
Sec Scheme 1
400 Borrowers
USD 32,220 Portfolio
Active Product
Sec Scheme 2
50 Borrowers
USD 13,934 Portfolio
Active Product
Share
442 Borrowers
USD 47,162 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Salary Loan TZS 300,000 - 6,000,000 12 60% - 80% 40% - 60%
Small Business Loan TZS 1,000,000 - 45,000,000 3 - 18 20% - 40% 60% - 80%
Solidarity Group Loan TZS 500,000 - 3,500,000 1 - 12 40% - 60% 20% - 40%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group loans UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 1 UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 2 UGX 600,000 - 1,500,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Share Scheme UGX 700,000 - 2,000,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00%-0.00% annual, Flat 1 Fee 1 Ins N/A 48.6% - 48.8% 51.9% - 52.1% 46
Small Business Loan 10.00%-0.00% annual, Flat 3 Fees 1 Ins N/A 49.5% - 49.8% 50.1% - 53.1% 19
Solidarity Group Loan 10.00%-0.00% annual, Flat 2 Fees 1 Ins 55.2% - 103.6% 114% - 169% 7

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00%-0.00% annual, Flat 1 Fee 1 Ins Ins N/A 48.6% - 48.8% 51.9% - 52.1% 46
Small Business Loan 10.00%-0.00% annual, Flat 3 Fees 1 Ins Ins N/A 49.5% - 49.8% 50.1% - 53.1% 19
Solidarity Group Loan 10.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 55.2% - 103.6% 114% - 169% 7

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45
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