| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | http://www.opportunity.net/tanzania |
| Year established | 2009 |
| Head of Institution | Stanley Tsikirayi |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 1,560,000,000 |
| Total Portfolio (USD) | USD 1,040,000 |
| Active clients with loans | 3,835 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Opportunity International, TAMFI |
| Funders | Opportunity International |
| Institution Type | Other |
| Is this institution regulated? | Yes |
| Website address | http://www.fivetalents.urg.uk |
| Year established | 2006 |
| Head of Institution | Esther Nakamatte Mbaziira |
| Regions active | Central, Northern, Western |
| # Branches | 4 |
| Total Portfolio (nat'l) | UGX 920,143,726 |
| Total Portfolio (USD) | USD 368,057.49 |
| Active clients with loans | 5,365 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU, Five Talents International |
| Funders | Five Talents International, Microfinance Support Centre |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | TZS 100,000 - 1,500,000 | 4 - 9 | 60% - 80% | 60% - 80% | ||||||||||
| Mkopo Vuka - Solidarity Group Loan | TZS 250,000 - 7,500,000 | 6 - 12 | 60% - 80% | 60% - 80% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | UGX 250,000 - 1,000,000 | 3 - 9 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Holistic development training | |||||||
| Individual Business Loans | UGX 500,000 - 5,000,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 66.3% - 69.6% | 100.4% - 109% | 34 | ||||||||||
| Mkopo Vuka - Solidarity Group Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 37.3% - 46.5% | 72.3% - 99.6% | 29 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 64.8% - 65.3% | 111% - 111.5% | 32 | ||||||||
| Individual Business Loans | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 64.4% - 65.1% | 89.2% - 90.9% | 40 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 66.3% - 69.6% | 100.4% - 109% | 34 | ||||||||||
| Mkopo Vuka - Solidarity Group Loan | 24.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 37.3% - 46.5% | 72.3% - 99.6% | 29 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loans | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 64.8% - 65.3% | 111% - 111.5% | 32 | ||||||||
| Individual Business Loans | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 64.4% - 65.1% | 89.2% - 90.9% | 40 |
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