Please note that the information you are viewing is 117 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 86 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Selfina Mikocheni Garden Road, SATF BuildingDar Es SalaamPO Box 31310
Data approved: 2011-12-18
Data version: 1
Age of data: 117 months

Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 86 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.selfina.com/
Year established2002
Head of InstitutionDr Victoria Kisyombe
Regions active
# Branches8

Total Portfolio (nat'l)TZS 5,000,000,000
Total Portfolio (USD)USD 3,144,654.09
Active clients with loans8,243
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
FundersGlassroots Business Fund

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

500 Borrowers
USD 628,930.82 Portfolio
Active Product
7,500 Borrowers
USD 3,144,654.09 Portfolio
Active Product

Loan Products » Summary

5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microleasing Loan TZS 150,000 - 4,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Business Training
Working Capital Loan TZS 150,000 - 5,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microleasing Loan 30.00%-33.60% annual, Flat 1 Fee 0 Ins None 25.00% upfront 63.6% - 75.9% 103.3% - 127.1% 27
Working Capital Loan 33.60% annual, Flat 1 Fee 0 Ins None 20.00% upfront 61.4% - 64.2% 87.3% - 93.4% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microleasing Loan 30.00%-33.60% annual, Flat 1 Fee 0 Ins Ins None 25.00% upfront 63.6% - 75.9% 103.3% - 127.1% 27
Working Capital Loan 33.60% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 61.4% - 64.2% 87.3% - 93.4% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
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Key Statistics
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