2. Selfina
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Tchuma
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Selfina Mikocheni Garden Road, SATF BuildingDar Es SalaamPO Box 31310
Data approved: 2011-12-18
Data version: 1
Age of data: 150 months

Institution

Banco Tchuma, S.A. Sede, Rua do Bagamoio, 333, AndarMaputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.selfina.com/
Year established2002
Head of InstitutionDr Victoria Kisyombe
Regions active
# Branches8

Total Portfolio (nat'l)TZS 5,000,000,000
Total Portfolio (USD)USD 3,144,654.09
Active clients with loans8,243
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
FundersGlassroots Business Fund

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionGildo Santos Lucas
Regions active0
# Branches9

Total Portfolio (nat'l)MT 151,488,503
Total Portfolio (USD)USD 4,886,725.90
Active clients with loans9,731
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersOikocredit, Funda??·o da Caixa da Catalunha, Instituto de Credito Oficial, Etimos

Loan Products » Summary

Microleasing
500 Borrowers
USD 628,930.82 Portfolio
Active Product
Work Capital
7,500 Borrowers
USD 3,144,654.09 Portfolio
Active Product

Loan Products » Summary

Economica
9,470 Borrowers
USD 4,887 Portfolio
Active Product
Consumo
1,999 Borrowers
USD 1,144,213 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microleasing Loan TZS 150,000 - 4,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Business Training
Working Capital Loan TZS 150,000 - 5,000,000 6 - 18 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito a Economica MZN 500 - 1,400,000 1 - 24 40% - 60% 40% - 60% Any Purpose Women, Men, Have business
Credito ao Consumo MZN 1,000 - 3,000,000 12 - 24 0% - 20% 40% - 60% Consumer Women, Men, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microleasing Loan 30.00%-33.60% annual, Flat 1 Fee 0 Ins None 25.00% upfront 63.6% - 75.9% 103.3% - 127.1% 27
Working Capital Loan 33.60% annual, Flat 1 Fee 0 Ins None 20.00% upfront 61.4% - 64.2% 87.3% - 93.4% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Economica 60.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito ao Consumo 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microleasing Loan 30.00%-33.60% annual, Flat 1 Fee 0 Ins Ins None 25.00% upfront 63.6% - 75.9% 103.3% - 127.1% 27
Working Capital Loan 33.60% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 61.4% - 64.2% 87.3% - 93.4% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Economica 60.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito ao Consumo 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
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