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Institution

Youth Self Employment Foundation Head OfficeDar Es SalaamPO Box 74379
Data approved: 2011-12-18
Data version: 1
Age of data: 150 months

Institution

We The People 102, D211, Laxmansingh Complex IMunirkaNew Delhi, Delhi110067
Data approved: 2010-10-25
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.yosefo.org/
Year established1996
Head of InstitutionAletmius Millinga
Regions active
# Branches6

Total Portfolio (nat'l)TZS 3,516,132,881
Total Portfolio (USD)USD 2,211,404.33
Active clients with loans17,135
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsTAMFI
FundersMiche Foundation, Stromme Foundation

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wethepeople.co.in/
Year established2005
Head of InstitutionAjaya Mohapatra
Regions active
# Branches2

Total Portfolio (nat'l)INR 12,963,159
Total Portfolio (USD)USD 244,587.91
Active clients with loans1,645
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Loan Products » Summary

3,305 Borrowers
USD 144,872 Portfolio
Active Product
13,714 Borrowers
USD 2,003,646.91 Portfolio
Active Product
116 Borrowers
USD 62,885.41 Portfolio
Active Product

Loan Products » Summary

1,130 Borrowers
USD 37,040.74 Portfolio
Active Product
36 Borrowers
USD 207,547.17 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Benkijamii Loan TZS 50,000 - 1,500,000 3 - 12 60% - 80% 0% - 20% Any Purpose Women, Men, Have business, Belong to the community enjoying the services Tech Asst Visits, Business Training
Group Loan TZS 50,000 - 2,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Ins
Mavuno Loan TZS 2,000,000 - 15,000,000 3 - 12 60% - 80% 80% - 100% Any Purpose Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Subh Arambh INR 7,000 - 10,000 6 - 12 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Credit Ins, Business Training, Other Training
Sukh Samridhi INR 15,000 - 16,000 6 - 12 80% - 100% 60% - 80% Business Women Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins None 1,000.00 upfront 30.8% 41.7% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins Ins None 1,000.00 upfront 30.8% 41.7% 36
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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