2. YOSEFO
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. JWS
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Youth Self Employment Foundation Head OfficeDar Es SalaamPO Box 74379
Data approved: 2011-12-18
Data version: 1
Age of data: 150 months

Institution

Jinnah Welfare Society 11 - Jinnah Road, Link DC RoadGujranwala, Punjab52250
Data approved: 2015-06-12
Data version: 2
Age of data: 107 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.yosefo.org/
Year established1996
Head of InstitutionAletmius Millinga
Regions active
# Branches6

Total Portfolio (nat'l)TZS 3,516,132,881
Total Portfolio (USD)USD 2,211,404.33
Active clients with loans17,135
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsTAMFI
FundersMiche Foundation, Stromme Foundation

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.jws.org.pk
Year established1992
Head of InstitutionQazi Shoaib Babar
Regions activePunjab
# Branches24

Total Portfolio (nat'l)PKR 666,503,408
Total Portfolio (USD)USD 6,545,063.47
Active clients with loans36,000
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsPakistan Microfinance Network, Micro Credit Summit Compaign, Banking With the Poor, Punjab Microfinance Network
FundersPakistan Poverty Alleviation Fund, Kiva

Loan Products » Summary

Benkijamii
3,305 Borrowers
USD 144,872 Portfolio
Active Product
Group Loan
13,714 Borrowers
USD 2,003,646.91 Portfolio
Active Product
Mavuno
116 Borrowers
USD 62,885.41 Portfolio
Active Product

Loan Products » Summary

Micro Credit
35,000 Borrowers
USD 5,615,993.27 Portfolio
Active Product
Agri
1,000 Borrowers
USD 929,070.20 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Benkijamii Loan TZS 50,000 - 1,500,000 3 - 12 60% - 80% 0% - 20% Any Purpose Women, Men, Have business, Belong to the community enjoying the services Tech Asst Visits, Business Training
Group Loan TZS 50,000 - 2,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Ins
Mavuno Loan TZS 2,000,000 - 15,000,000 3 - 12 60% - 80% 80% - 100% Any Purpose Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Credit (MC) PKR 20,000 - 50,000 12 100% 40% - 60% Business Women Group Mtgs, Credit Ins, Business Training
Agri Value Chain PKR 50,000 - 100,000 6 - 7 0% 0% Agriculture Men Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Credit (MC) 20.0% annual, Flat 1 Fee 0 Ins None N/A 40.4% - 40.5% 40.4% - 40.5% 49
Agri Value Chain 20.0% annual, Flat 1 Fee 0 Ins None N/A 22.1% 22.1% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Credit (MC) 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 40.4% - 40.5% 40.4% - 40.5% 49
Agri Value Chain 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 22.1% 22.1% 90
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