| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.seda.or.tz |
| Year established | 1996 |
| Head of Institution | Adriam Merryman |
| Regions active | Dodoma, Kilimanjaro, Mwanza, Shinyanga |
| # Branches | 12 |
| Total Portfolio (nat'l) | TZS 12,569,084,427 |
| Total Portfolio (USD) | USD 7,905,084.55 |
| Active clients with loans | 34,390 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Biashara | TZS 50,000 - 10,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Other Training | |||||||
| Kitita | TZS 1,000,000 - 10,000,000 | 3 - 12 | 20% - 40% | 100% | Business, Other | Women, Men, Have business, Have home or land, Specific age group | ||||||||
| Jiendeleze | TZS 500,000 - 5,000,000 | 3 - 12 | 40% - 60% | 100% | Business | Women, Men, Have business, Have home or land | Other Training | |||||||
| Mkombozi | TZS 50,000 - 1,000,000 | 6 - 8 | 40% - 60% | 0% | Agriculture | Women, Men, Have home or land | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
| Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
| Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
| Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 153 |
| AMK | 288,200 | 63,784,000 | 16 | 125 |
| AMRET | 299,500 | 149,542,000 | 8 | 125 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 106 |
| Farmer Finance | 200 | 407,000 | 1 | 125 |
| First Finance | 500 | 5,819,000 | 1 | 125 |
| HKL | 73,400 | 93,842,000 | 3 | 125 |
| KREDIT | 61,800 | 59,319,000 | 9 | 125 |
| Maxima | 2,900 | 3,179,000 | 3 | 125 |
| PRASAC | 138,500 | 251,931,000 | 9 | 125 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 125 |
| SPN | 35,100 | 29,828,000 | 6 | 125 |
| TPC | 120,000 | 45,931,000 | 13 | 125 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 125 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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