| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 130 |
| Adok Timo | 4,200 | 570,000 | 4 | 161 |
| BIMAS | 11,100 | 4,679,000 | 7 | 130 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 130 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 130 |
| Family Bank | 43,200 | 90,700,000 | 5 | 161 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 130 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 130 |
| KADET | 12,900 | 5,402,000 | 4 | 130 |
| K-Rep | 0 | 0 | 0 | 130 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 161 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 130 |
| LKL | 13,100 | 9,311,000 | 10 | 122 |
| MKL | 18,200 | 5,989,000 | 6 | 106 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 130 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 130 |
| RAFODE | 2,900 | 356,000 | 1 | 130 |
| SISDO | 7,300 | 3,657,000 | 11 | 130 |
| Yehu | 14,000 | 3,149,000 | 11 | 130 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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