| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.eclof.org/ |
| Year established | 1993 |
| Head of Institution | Anthony Moonga |
| Regions active | |
| # Branches | 0 |
| Total Portfolio (nat'l) | ZMK 568,000,000 |
| Total Portfolio (USD) | USD 109,758.45 |
| Active clients with loans | 462 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AMIZ, Eclof International |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | ZMK 300,000 - 2,000,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Individual Loan | ZMK 4,500,000 - 7,000,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Other Training | |||||||
| Salary Guaranteed Loan | ZMK 1,500,000 - 10,000,000 | 1 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | 60.0% annual, Flat | 2 Fees | 2 Ins | None | 25.0% upfront | 140.2% - 201.6% | 255.1% - 387.6% | 20 | ||||||||
| Individual Loan | 60.0% annual, Flat | 2 Fees | 2 Ins | None | 25.0% upfront | 110.8% - 119.4% | 180.1% - 205.1% | 30 | ||||||||
| Salary Guaranteed Loan | 96.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 170.9% - 177.7% | 176% - 187.3% | 53 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Group Loan | 60.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 25.0% upfront | 140.2% - 201.6% | 255.1% - 387.6% | 20 | ||||||||
| Individual Loan | 60.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 25.0% upfront | 110.8% - 119.4% | 180.1% - 205.1% | 30 | ||||||||
| Salary Guaranteed Loan | 96.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 170.9% - 177.7% | 176% - 187.3% | 53 |
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