Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 115 |
AKIBA | 26,900 | 36,852,000 | 4 | 128 |
BELITA | 5,800 | 492,000 | 1 | 128 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
F & K Finance | 0 | 38,000 | 1 | 150 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
FMFC | 1,500 | 392,000 | 6 | 128 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
Mbinga | 1,000 | 2,986,000 | 3 | 128 |
MCBL | 3,600 | 2,837,000 | 6 | 128 |
MDF Tanzania | 600 | 148,000 | 1 | 128 |
NMB | 45,100 | 74,528,000 | 1 | 128 |
Opportunity | 8,600 | 3,018,000 | 3 | 128 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
PTF | - | N/A | 128 | |
Selfina | 8,000 | 3,773,000 | 2 | 150 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
Victoria | 100 | 377,000 | 3 | 150 |
YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
Outstanding portfolio (USD) | USD 14,598,939 |
Portfolio (USD) | USD 14,598,939 |
Active Clients with Loans | 760 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 0% - 20% |
Individual | x |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | x |
Consumer loan | x |
Agriculture | |
Education | x |
Other household finance | x |
Other | |
Other (2) |
Credit education | x |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | USD |
Minimum loan size | USD 400 |
Maximum loan size | 50,000 |
Shortest loan term | 4.0 months |
Longest loan term | 30.0 months |
Approx average | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 18.00% |
Highest quoted nominal interest | 18.00% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Required for | Some |
Criteria | Los ahorros de plazo fijo que al cliente le damos un interes y tambien en sus ahorros mantenidos en su cuenta el interes se deposita mensual. |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | Access During |
Minimum interest rate paid | 3.00% |
Maximum interest rate paid | 6.00% |
Interest payment frequency | Monthly |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | Sample 6 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Loan Amount | USD 400 | USD 800 | USD 2,020 | USD 3,636 | USD 8,080 | USD 13,332 | |||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
Disbursement Date | 2010-08-05 | 2010-08-03 | 2010-08-16 | 2010-08-04 | 2010-08-31 | 2010-08-27 | |||||
Loan Term (Months) | 6.0 months | 12.0 months | 15.0 months | 24.0 months | 30.0 months | 30.0 months | |||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
True Price by Comp | |||||||||||
Interest and Fee Component | 23.1% | 22.3% | 15.4% | 20.3% | 20.3% | 18.2% | |||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||
Deposit Component | 4.0% | 4.2% | 2.8% | 3.8% | 3.9% | 3.4% | |||||
Full APR (int fee ins tax dep) | 27.1% | 26.4% | 18.2% | 24.1% | 24.1% | 21.7% | |||||
Transparency Index | 66 | 68 | 99 | 75 | 75 | 83 | |||||
Original Repayment Schedule | |||||||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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