| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 115 |
| AKIBA | 26,900 | 36,852,000 | 4 | 128 |
| BELITA | 5,800 | 492,000 | 1 | 128 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
| F & K Finance | 0 | 38,000 | 1 | 150 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
| FMFC | 1,500 | 392,000 | 6 | 128 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
| Mbinga | 1,000 | 2,986,000 | 3 | 128 |
| MCBL | 3,600 | 2,837,000 | 6 | 128 |
| MDF Tanzania | 600 | 148,000 | 1 | 128 |
| NMB | 45,100 | 74,528,000 | 1 | 128 |
| Opportunity | 8,600 | 3,018,000 | 3 | 128 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
| PTF | - | N/A | 128 | |
| Selfina | 8,000 | 3,773,000 | 2 | 150 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
| Victoria | 100 | 377,000 | 3 | 150 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.eb-accion.com |
| Year established | 2008 |
| Head of Institution | Mrs. Frances Adu-Mante |
| Regions active | Greater Accra Region, Ashanti Region, Brong Ahafo Region |
| # Branches | 8 |
| Total Portfolio (nat'l) | GHS 23,675,529 |
| Total Portfolio (USD) | USD 12,018,035.03 |
| Active clients with loans | 9,401 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Ghana Association of Savings and Loans Companies, GHAMFIN |
| Funders | Ecobank Ghana Ltd, Ecobank Transitional Inc, ACCION International, IFC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nkosuo | GHS 50 - 3,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Micro Express | GHS 50 - 1,000 | 3 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Specific age group | Credit Ins | |||||||
| Adwuma Pa | GHS 3,000 - 15,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Micro Plus | GHS 15,000 - 30,000 | 3 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| SME | GHS 30,000 - 50,000 | 3 - 24 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
| Group | GHS 600 - 3,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nkosuo | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 81.2% - 82.6% | 83.9% - 120.9% | 52 | |||||||||
| Micro Express | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 2.50-10.00 ongoing | 87.8% - 95.1% | 154.3% - 180.7% | 29 | ||||||||
| Adwuma Pa | 45.0% annual, Flat | 1 Fee | 1 Ins | None | 61.3% - 76.6% | 68.3% - 78% | 61 | |||||||||
| Micro Plus | 42.0%-45.0% annual, Flat | 1 Fee | 1 Ins | None | 74% - 76.6% | 75.2% - 78.2% | 54 | |||||||||
| SME | 38.4%-42.0% annual, Flat | 1 Fee | 1 Ins | None | 59.9% - 64.5% | 60.7% - 66.9% | 59 | |||||||||
| Group | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 2.50-10.00 ongoing | 74.1% - 77.1% | 111.6% - 118.8% | 41 |
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