2. BRAC-UGA
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Luz del Valle
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BRAC Uganda Microfinance Ltd Plot 90, Busingiri ZoneOff Entebbe RoadKampala, Central31817
Data approved: 2012-06-07
Data version: 2
Age of data: -   months 
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Institution

Cooperativa Luz Del Valle Av. Abdon calderon 524 e ines gangotenaConcepcion y Santa Rita esquinaSangolqui, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.brac.net/
Year established2006
Head of InstitutionFaruque Ahmed
Regions activeCentral, Eastern, Northern, Western
# Branches130

Total Portfolio (nat'l)UGX 46,875,143,379
Total Portfolio (USD)USD 18,564,413.22
Active clients with loans121,959
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersMasterCard Foundation, BRAC Africa Loan Fund

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2002
Head of InstitutionJOSE JULIO GUALOTUÑA LEMA
Regions active
# Branches9

Total Portfolio (nat'l)USD 11,870,227.05
Total Portfolio (USD)USD 11,870,227.05
Active clients with loans6,420
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFECOAC, Red Financiera Rural, COLAC, Financoop
Funders

Loan Products » Summary

MF 1-Year
110,592 Borrowers
USD 12,460,360.80 Portfolio
Active Product
MF 6-Month
6,206 Borrowers
USD 2,473,607.10 Portfolio
Active Product
Small Enter
5,161 Borrowers
USD 3,630,445.32 Portfolio
Active Product

Loan Products » Summary

Microluz
1,400 Borrowers
USD 3,200,000 Portfolio
Active Product
Oportuno
950 Borrowers
USD 600,000 Portfolio
Active Product
Quirofario
4,070 Borrowers
USD 7,500,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance 1-Year Loan UGX 100,000 - 2,000,000 10 - 12.5 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs, Business Training
Microfinance 6-Month Loan UGX 100,000 - 2,000,000 5 - 7 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs
Small Enterprise Program UGX 1,000,000 - 8,000,000 3 - 24 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microluz USD 1,500 - 10,000 1 - 24 40% - 60% 40% - 60% Business, Capital de tyrabajo, compra de activos, pago de de, Actividades inherentes al negocio Women, Men, Have business, existencia minima del negocio de un año Credit Ins
Oportuno USD 350 - 1,500 1 - 12 40% - 60% 20% - 40% Any Purpose Women, Men, Have business Credit Ins
Quirofario USD 500 - 20,000 1 - 72 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker, propietario de casa si el monto es superior a $5,000 Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 59.1% - 61.8% 71.5% - 75.8% 33
Microfinance 6-Month Loan 25.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 62.5% - 64.5% 76.4% - 81.4% 31
Small Enterprise Program 25.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 43% - 44.8% 44.1% - 53.5% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microluz 19.0%-25.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 20.3% - 25.3% 22.8% - 28.4% 77
Oportuno 22.5%-26.0% annual, Decl Bal 0 Fees 2 Ins None 10.0% upfront 24.3% - 24.7% 27.2% - 27.6% 82
Quirofario 13.6%-13.8% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 13.9% - 14% 15.7% - 15.9% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 59.1% - 61.8% 71.5% - 75.8% 33
Microfinance 6-Month Loan 25.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 62.5% - 64.5% 76.4% - 81.4% 31
Small Enterprise Program 25.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 43% - 44.8% 44.1% - 53.5% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microluz 19.0%-25.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 20.3% - 25.3% 22.8% - 28.4% 77
Oportuno 22.5%-26.0% annual, Decl Bal 0 Fees 2 Ins Ins None 10.0% upfront 24.3% - 24.7% 27.2% - 27.6% 82
Quirofario 13.6%-13.8% annual, Decl Bal 0 Fees 1 Ins Ins None 10.0% upfront 13.9% - 14% 15.7% - 15.9% 86
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