| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.centenarybank.co.ug/ |
| Year established | 1983 |
| Head of Institution | Fabian Kasi |
| Regions active | Central, Eastern, Northern, Western |
| # Branches | 38 |
| Total Portfolio (nat'l) | UGX 574,975,000,000 |
| Total Portfolio (USD) | USD 221,144,230.80 |
| Active clients with loans | 133,802 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | http://www.tujijengeafrika.org/ |
| Year established | 2006 |
| Head of Institution | NAMBOBI SHAFI |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 4,529,260,138 |
| Total Portfolio (USD) | USD 3,019,506.76 |
| Active clients with loans | 17,827 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AFRICAP, TANZANIA ASSOCIATION OF MICROFINANCE INSTITUTIONS, MICROFINANCE ASSOCIATION INSTITUTION NETWORK |
| Funders | TUJIJENGE AFRIKA, MICRO AFRICA, LJK HOLDINGS, AFICAP |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | UGX 100,000 - 30,000,000 | 3 - 36 | 20% - 40% | 20% - 40% | Housing | Women, Men, Have home or land | Credit Ins | |||||||
| Micro Business Loan | UGX 100,000 - 5,000,000 | 3 - 24 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Salary Loan | UGX 100,000 - 250,000,000 | 3 - 48 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Small Business Loan | UGX 5,100,000 - 20,000,000 | 3 - 24 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | TZS 50,000 - 3,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | ||||||||||
| Group Loan | TZS 50,000 - 3,000,000 | 4 - 6 | 80% - 100% | 80% - 100% | ||||||||||
| Individual Loan | TZS 500,000 - 10,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | ||||||||||
| MYC4 Loan | 0 | 0 | 40% - 60% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 31.2% - 34.3% | 31.6% - 35.2% | 72 | ||||||||
| Micro Business Loan | 29.00%-42.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 30.3% - 45.5% | 30.9% - 46.4% | 77 | ||||||||
| Salary Loan | 18.96%-27.96% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 27.9% - 34% | 28.5% - 36% | 60 | ||||||||
| Small Business Loan | 21.96%-24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 33.1% - 35.3% | 33.5% - 36.2% | 62 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% | 0% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 31.2% - 34.3% | 31.6% - 35.2% | 72 | ||||||||
| Micro Business Loan | 29.00%-42.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 30.3% - 45.5% | 30.9% - 46.4% | 77 | ||||||||
| Salary Loan | 18.96%-27.96% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 27.9% - 34% | 28.5% - 36% | 60 | ||||||||
| Small Business Loan | 21.96%-24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 33.1% - 35.3% | 33.5% - 36.2% | 62 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 0% | 0% |
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