| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Joseph Mugume |
| Regions active | Western |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 3,100,954,725 |
| Total Portfolio (USD) | USD 1,240,381.89 |
| Active clients with loans | 1,500 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Uganda Cooperative Alliance, AMFIU, ANKOLE Private Sector |
| Funders | TRIAS-Uganda, SUFFICE |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | SHEDEHWA OPTAT |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 4,600,000,000 |
| Total Portfolio (USD) | USD 3,066,666.67 |
| Active clients with loans | 12,963 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | COMMUNITY BANK ASSOCIATION (CBA) |
| Funders | FINANCIAL SECTOR DEEPENING, AGRICULTURAL TRUST FUND(AGTF) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | UGX 100,000 - 15,000,000 | 4 - 12 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Banana Improvement Loan | UGX 100,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | ||||||||||
| Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | ||||||||||
| Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | N/A | 48.6% - 48.8% | 51.9% - 52.1% | 46 | |||||||||
| Small Business Loan | 10.00%-0.00% annual, Flat | 3 Fees | 1 Ins | N/A | 49.5% - 49.8% | 50.1% - 53.1% | 19 | |||||||||
| Solidarity Group Loan | 10.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 55.2% - 103.6% | 114% - 169% | 7 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 48.6% - 48.8% | 51.9% - 52.1% | 46 | |||||||||
| Small Business Loan | 10.00%-0.00% annual, Flat | 3 Fees | 1 Ins Ins | N/A | 49.5% - 49.8% | 50.1% - 53.1% | 19 | |||||||||
| Solidarity Group Loan | 10.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 55.2% - 103.6% | 114% - 169% | 7 |
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