2. Hofokam
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. PRASAC
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hofokam Ltd Head OfficeFort Portal, Western UgandaPO Box 228
Data approved: 2012-07-24
Data version: 2
Age of data: 137 months
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Institution

PRASAC #25, St 294 & 57, Boeung Kengkang1ChamkarmonPhnom Penh, Phnom Penh2224
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2003
Head of InstitutionCharles Isingoma
Regions activeWestern
# Branches7

Total Portfolio (nat'l)UGX 11,983,000,000
Total Portfolio (USD)USD 4,745,742.57
Active clients with loans20,908
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsAMFIU, AMT, MFI Upgrading Initiative
FundersTriple Jump, Oikocredit, TRIAS, CRS

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1995
Head of InstitutionSim Senacheert
Regions active0
# Branches75

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans82,819
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

Agriculture
2,506 Borrowers
USD 249,259.05 Portfolio
Active Product
Individual
2,951 Borrowers
USD 1,777,613.89 Portfolio
Active Product
Salary
573 Borrowers
USD 228,537.39 Portfolio
Active Product
Schl Fees
140 Borrowers
USD 127,700.42 Portfolio
Active Product
Sol Grp
1,278 Borrowers
USD 138,744.51 Portfolio
Active Product
Village
9,843 Borrowers
USD 622,744.60 Portfolio
Active Product

Loan Products » Summary

Agric USD
2,345 Borrowers
USD 5,939,444,600 Portfolio
Active Product
Agric KHR
31,373 Borrowers
USD 11,646,083.30 Portfolio
Active Product
Biodigester
1,206 Borrowers
USD 1,540,093,200 Portfolio
Active Product
Business KHR
14,643 Borrowers
USD 7,966,035.08 Portfolio
Active Product
Business USD
15,224 Borrowers
USD 101,175,000,000 Portfolio
Active Product
Consume KHR
3,646 Borrowers
USD 1,466,924.25 Portfolio
Active Product
Consume USD
4,865 Borrowers
USD 17,932,372,705 Portfolio
Active Product
Group KHR
3,266 Borrowers
USD 1,725,170.33 Portfolio
Active Product
Group USD
16 Borrowers
USD 2,072.70 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan UGX 50,000 - 15,000,000 6 - 12 60% - 80% 20% - 40% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan UGX 500,000 - 10,000,000 6 - 24 20% - 40% 20% - 40% Business, Housing, Education Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Salary Loan UGX 250,000 - 10,000,000 6 - 12 20% - 40% 20% - 40% Housing, Consumer, Education Women, Men, Salaried worker, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
School Fees Loan UGX 700,000 - 1,500,000 6 - 8 20% - 40% 20% - 40% Education Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Solidarity Group Loan UGX 200,000 - 500,000 4 - 12 60% - 80% 40% - 60% Business, Consumer, Education Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Village Bank Loan UGX 50,000 - 5,000,000 4 - 12 40% - 60% 0% - 20% Business, Consumer, Education Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Loan (USD) USD 75 - 1,500 0 40% - 60% 0% - 20% Credit Educ
Agricultural Production Loan (KHR) KHR 300,000 - 6,000,000 0 40% - 60% 0% - 20% Credit Educ
Biodigester Loan (USD) USD 75 - 1,000 0 20% - 40% 0% - 20%
Business Loan (KHR) KHR 300,000 - 100,000,000 0 40% - 60% 0% - 20% Business Credit Educ
Business Loan (USD) USD 75 - 25,000 0 40% - 60% 0% - 20% Business Credit Educ
Consumption Loan (KHR) KHR 300,000 - 40,000,000 0 40% - 60% 0% - 20% Housing Credit Educ
Consumption Loan (USD) USD 75 - 10,000 0 40% - 60% 0% - 20% Housing, Consumer, Education Credit Educ
Group Loan (KHR) KHR 100,000 - 5,000,000 0 60% - 80% 0% - 20% Any Purpose Group Mtgs
Group Loan (USD) USD 30 - 1,250 0 60% - 80% 0% - 20% Any Purpose Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 33.60% annual, Flat 1 Fee 1 Ins None 20.00% upfront 32.8% - 56% 41.2% - 93.3% 54
Individual Loan 30.00% annual, Flat 1 Fee 1 Ins None N/A 60.1% - 61.1% 61.2% - 79.9% 44
Salary Loan 33.60% annual, Flat 1 Fee 1 Ins None N/A 38.8% - 41% 39.2% - 45.8% 81
School Fees Loan 33.60% annual, Flat 1 Fee 1 Ins None N/A 61.2% - 61.6% 66.1% - 76.2% 47
Solidarity Group Loan 36.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 64.2% - 65.3% 82.1% - 90.9% 41
Village Bank Loan 36.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 64.4% - 64.7% 67% - 69.1% 52

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Loan (USD) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 23.1% - 32.9% 23.1% - 32.9% -1
Agricultural Production Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 28% - 35.3% 28% - 35.3% -1
Biodigester Loan (USD) 1.2% annual, Decl Bal 0 Fees 0 Ins None N/A 9.1% - 14.6% 9.1% - 14.6% -1
Business Loan (KHR) 1.6%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 28% - 35.3% 28% - 35.3% -1
Business Loan (USD) 1.6%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 23.1% - 32.7% 23.1% - 32.7% -1
Consumption Loan (KHR) 1.8%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 28% - 35.3% 28% - 35.3% -1
Consumption Loan (USD) 1.8%-2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 22.9% - 32.8% 22.9% - 32.8% -1
Group Loan (KHR) 2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 32.8% - 35.3% 32.8% - 35.3% -1
Group Loan (USD) 2.7% annual, Decl Bal 0 Fees 0 Ins None N/A 30.4% - 32.8% 30.4% - 32.8% -1

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 33.60% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 32.8% - 56% 41.2% - 93.3% 54
Individual Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None N/A 60.1% - 61.1% 61.2% - 79.9% 44
Salary Loan 33.60% annual, Flat 1 Fee 1 Ins Ins None N/A 38.8% - 41% 39.2% - 45.8% 81
School Fees Loan 33.60% annual, Flat 1 Fee 1 Ins Ins None N/A 61.2% - 61.6% 66.1% - 76.2% 47
Solidarity Group Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 64.2% - 65.3% 82.1% - 90.9% 41
Village Bank Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 64.4% - 64.7% 67% - 69.1% 52

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Loan (USD) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.1% - 32.9% 23.1% - 32.9% -1
Agricultural Production Loan (KHR) 2.5%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28% - 35.3% 28% - 35.3% -1
Biodigester Loan (USD) 1.2% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 9.1% - 14.6% 9.1% - 14.6% -1
Business Loan (KHR) 1.6%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28% - 35.3% 28% - 35.3% -1
Business Loan (USD) 1.6%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.1% - 32.7% 23.1% - 32.7% -1
Consumption Loan (KHR) 1.8%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28% - 35.3% 28% - 35.3% -1
Consumption Loan (USD) 1.8%-2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.9% - 32.8% 22.9% - 32.8% -1
Group Loan (KHR) 2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 32.8% - 35.3% 32.8% - 35.3% -1
Group Loan (USD) 2.7% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 30.4% - 32.8% 30.4% - 32.8% -1
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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