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Institution

Hofokam Ltd [email protected][email protected]Fort Portal, Western Uganda228
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 

Institution

Pak Oman Microfinance Bank Limited 2nd Floor, Tower "C", Finance and Trade Centre (FTC), Shahra-e-FaisalKarachi, Sindh
Data approved: 2015-05-11
Data version: 2
Age of data: 106 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionCharles Isingoma
Regions active0
# Branches5

Total Portfolio (nat'l)UGX 7,921,352,553
Total Portfolio (USD)USD 3,600,614.80
Active clients with loans17,248
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFIU, AMT, MFI Upgrading Initiative
FundersTRIPPLE JUMP, OIKOCREDIT, TRIAS, CRS

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.pomicro.com
Year established2006
Head of InstitutionMunawar Suleman
Regions activeBalochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches21

Total Portfolio (nat'l)PKR 284,661,818
Total Portfolio (USD)USD 2,795,379.05
Active clients with loans8,529
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

2,506 Borrowers
USD 286,081 Portfolio
Active Product
2,951 Borrowers
USD 2,040,216 Portfolio
Active Product
573 Borrowers
USD 262,299 Portfolio
Active Product
140 Borrowers
USD 146,565 Portfolio
Active Product
1,278 Borrowers
USD 159,241 Portfolio
Active Product
9,843 Borrowers
USD 714,741 Portfolio
Active Product

Loan Products » Summary

MEL
5,514 Borrowers
USD 1,887,448 Portfolio
Active Product
MBL
2,074 Borrowers
USD 469,873.41 Portfolio
Active Product
38 Borrowers
USD 3,444.35 Portfolio
Low Volume Product
LSL
903 Borrowers
USD 434,613.29 Portfolio
Low Volume Product
MAL
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan UGX 50,000 - 15,000,000 6 - 12 60% - 80% 20% - 40%
Individual Loan UGX 500,000 - 10,000,000 6 - 24 20% - 40% 20% - 40%
Salary Loan UGX 250,000 - 10,000,000 6 - 12 20% - 40% 20% - 40%
School Fees Loan UGX 700,000 - 1,500,000 6 - 8 20% - 40% 20% - 40%
Solidarity Group Loan UGX 200,000 - 500,000 4 - 12 60% - 80% 40% - 60%
Village Bank Loan UGX 50,000 - 5,000,000 4 - 12 40% - 60% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan PKR 20,000 - 150,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business
Micro Business Loan PKR 10,000 - 40,000 12 - 24 20% - 40% 40% - 60% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 27.60% annual, Flat 1 Fee 0 Ins 0% - 54.6% 47.9% - 93.5% 40
Individual Loan 27.60% annual, Flat 1 Fee 0 Ins N/A 0% - 52.5% 53.4% - 55.5% 51
Salary Loan 24.00% annual, Flat 1 Fee 1 Ins N/A 43% - 46.5% 44.2% - 49.5% 52
School Fees Loan 24.00% annual, Flat 1 Fee 0 Ins N/A 56.5% - 58.2% 60.3% - 62.1% 39
Solidarity Group Loan 30.00% annual, Flat 1 Fee 1 Ins 66.5% - 68.9% 119.6% - 126.5% 24
Village Bank Loan 30.00% annual, Flat 1 Fee 0 Ins 25.7% - 66.6% 39.7% - 119.8% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 27.60% annual, Flat 1 Fee 0 Ins Ins 0% - 54.6% 47.9% - 93.5% 40
Individual Loan 27.60% annual, Flat 1 Fee 0 Ins Ins N/A 0% - 52.5% 53.4% - 55.5% 51
Salary Loan 24.00% annual, Flat 1 Fee 1 Ins Ins N/A 43% - 46.5% 44.2% - 49.5% 52
School Fees Loan 24.00% annual, Flat 1 Fee 0 Ins Ins N/A 56.5% - 58.2% 60.3% - 62.1% 39
Solidarity Group Loan 30.00% annual, Flat 1 Fee 1 Ins Ins 66.5% - 68.9% 119.6% - 126.5% 24
Village Bank Loan 30.00% annual, Flat 1 Fee 0 Ins Ins 25.7% - 66.6% 39.7% - 119.8% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87
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Loan Portfolio (USD)
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