Institution

Hofokam Ltd [email protected][email protected]Fort Portal, Western Uganda228
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 

Institution

Centenary Rural Development Bank Mapeera House, Plot 44-46, Kampala RoadKampalaP.O.Box 1892
Data approved: 2013-01-24
Data version: 2
Age of data: 137 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionCharles Isingoma
Regions active0
# Branches5

Total Portfolio (nat'l)UGX 7,921,352,553
Total Portfolio (USD)USD 3,600,614.80
Active clients with loans17,248
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFIU, AMT, MFI Upgrading Initiative
FundersTRIPPLE JUMP, OIKOCREDIT, TRIAS, CRS

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions activeCentral, Eastern, Northern, Western
# Branches38

Total Portfolio (nat'l)UGX 574,975,000,000
Total Portfolio (USD)USD 221,144,230.80
Active clients with loans133,802
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

2,506 Borrowers
USD 286,081 Portfolio
Active Product
2,951 Borrowers
USD 2,040,216 Portfolio
Active Product
573 Borrowers
USD 262,299 Portfolio
Active Product
140 Borrowers
USD 146,565 Portfolio
Active Product
1,278 Borrowers
USD 159,241 Portfolio
Active Product
9,843 Borrowers
USD 714,741 Portfolio
Active Product

Loan Products » Summary

11,745 Borrowers
USD 16,673,843 Portfolio
Active Product
55,071 Borrowers
USD 29,238,801 Portfolio
Active Product
49,036 Borrowers
USD 42,212,308 Portfolio
Active Product
20,000 Borrowers
USD 1,962 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan UGX 50,000 - 15,000,000 6 - 12 60% - 80% 20% - 40%
Individual Loan UGX 500,000 - 10,000,000 6 - 24 20% - 40% 20% - 40%
Salary Loan UGX 250,000 - 10,000,000 6 - 12 20% - 40% 20% - 40%
School Fees Loan UGX 700,000 - 1,500,000 6 - 8 20% - 40% 20% - 40%
Solidarity Group Loan UGX 200,000 - 500,000 4 - 12 60% - 80% 40% - 60%
Village Bank Loan UGX 50,000 - 5,000,000 4 - 12 40% - 60% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 3 - 36 20% - 40% 20% - 40% Housing Women, Men, Have home or land Credit Ins
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group Credit Ins
Salary Loan UGX 100,000 - 250,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Small Business Loan UGX 5,100,000 - 20,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 27.60% annual, Flat 1 Fee 0 Ins 0% - 54.6% 47.9% - 93.5% 40
Individual Loan 27.60% annual, Flat 1 Fee 0 Ins N/A 0% - 52.5% 53.4% - 55.5% 51
Salary Loan 24.00% annual, Flat 1 Fee 1 Ins N/A 43% - 46.5% 44.2% - 49.5% 52
School Fees Loan 24.00% annual, Flat 1 Fee 0 Ins N/A 56.5% - 58.2% 60.3% - 62.1% 39
Solidarity Group Loan 30.00% annual, Flat 1 Fee 1 Ins 66.5% - 68.9% 119.6% - 126.5% 24
Village Bank Loan 30.00% annual, Flat 1 Fee 0 Ins 25.7% - 66.6% 39.7% - 119.8% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 27.60% annual, Flat 1 Fee 0 Ins Ins 0% - 54.6% 47.9% - 93.5% 40
Individual Loan 27.60% annual, Flat 1 Fee 0 Ins Ins N/A 0% - 52.5% 53.4% - 55.5% 51
Salary Loan 24.00% annual, Flat 1 Fee 1 Ins Ins N/A 43% - 46.5% 44.2% - 49.5% 52
School Fees Loan 24.00% annual, Flat 1 Fee 0 Ins Ins N/A 56.5% - 58.2% 60.3% - 62.1% 39
Solidarity Group Loan 30.00% annual, Flat 1 Fee 1 Ins Ins 66.5% - 68.9% 119.6% - 126.5% 24
Village Bank Loan 30.00% annual, Flat 1 Fee 0 Ins Ins 25.7% - 66.6% 39.7% - 119.8% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to