| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Byaruhanga Francis |
| Regions active | Western |
| # Branches | 5 |
| Total Portfolio (nat'l) | UGX 1,436,372,327 |
| Total Portfolio (USD) | USD 574,548.93 |
| Active clients with loans | 983 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Uganda Cooperative Savings and Credit Society, Uganda Cooperative Alliance, The Microfinance Support Centre |
| Funders |
| Institution Type | Bank |
| Is this institution regulated? | N/A |
| Website address | http://www.accessbank.az/ |
| Year established | 2002 |
| Head of Institution | Andrew Pospielovsky |
| Regions active | 0 |
| # Branches | 24 |
| Total Portfolio (nat'l) | AZN 255,336,476 |
| Total Portfolio (USD) | USD 319,170,595 |
| Active clients with loans | 109,208 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 500,000 - 30,000,000 | 6 - 12 | 20% - 40% | 0% - 20% | Business, Improvement on family's welfare, social and economic status. | Women, Men, Have home or land, Small group of about 5 members | Credit Educ, Credit Ins, Tech Asst Visits, Post disbursement monitoring |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro standard loan (manat) | AZN 100 - 16,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
| Micro standard loan (USD) | USD 100 - 20,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
| Micro Agricultural loan (manat) | AZN 100 - 16,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business | ||||||||
| Micro agricultural loan (USD) | USD 100 - 20,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.9% - 0% | 39.9% - 44.6% | 64 | ||||||||
| Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.4% - 0% | 30.4% - 37.7% | 77 | ||||||||
| Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 0% | 37.2% - 49.2% | 63 | ||||||||
| Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.4% - 0% | -12.8% - 44.6% | 21 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 39.9% - 0% | 39.9% - 44.6% | 64 | ||||||||
| Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.4% - 0% | 30.4% - 37.7% | 77 | ||||||||
| Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 0% | 37.2% - 49.2% | 63 | ||||||||
| Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.4% - 0% | -12.8% - 44.6% | 21 |
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