| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Byaruhanga Francis |
| Regions active | Western |
| # Branches | 5 |
| Total Portfolio (nat'l) | UGX 1,436,372,327 |
| Total Portfolio (USD) | USD 574,548.93 |
| Active clients with loans | 983 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Uganda Cooperative Savings and Credit Society, Uganda Cooperative Alliance, The Microfinance Support Centre |
| Funders |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.centenarybank.co.ug/ |
| Year established | 1983 |
| Head of Institution | Fabian Kasi |
| Regions active | Central, Eastern, Northern, Western |
| # Branches | 38 |
| Total Portfolio (nat'l) | UGX 574,975,000,000 |
| Total Portfolio (USD) | USD 221,144,230.80 |
| Active clients with loans | 133,802 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 500,000 - 30,000,000 | 6 - 12 | 20% - 40% | 0% - 20% | Business, Improvement on family's welfare, social and economic status. | Women, Men, Have home or land, Small group of about 5 members | Credit Educ, Credit Ins, Tech Asst Visits, Post disbursement monitoring |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | UGX 100,000 - 30,000,000 | 3 - 36 | 20% - 40% | 20% - 40% | Housing | Women, Men, Have home or land | Credit Ins | |||||||
| Micro Business Loan | UGX 100,000 - 5,000,000 | 3 - 24 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Salary Loan | UGX 100,000 - 250,000,000 | 3 - 48 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Small Business Loan | UGX 5,100,000 - 20,000,000 | 3 - 24 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 31.2% - 34.3% | 31.6% - 35.2% | 72 | ||||||||
| Micro Business Loan | 29.00%-42.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 30.3% - 45.5% | 30.9% - 46.4% | 77 | ||||||||
| Salary Loan | 18.96%-27.96% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 27.9% - 34% | 28.5% - 36% | 60 | ||||||||
| Small Business Loan | 21.96%-24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 33.1% - 35.3% | 33.5% - 36.2% | 62 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 31.2% - 34.3% | 31.6% - 35.2% | 72 | ||||||||
| Micro Business Loan | 29.00%-42.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 30.3% - 45.5% | 30.9% - 46.4% | 77 | ||||||||
| Salary Loan | 18.96%-27.96% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 27.9% - 34% | 28.5% - 36% | 60 | ||||||||
| Small Business Loan | 21.96%-24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 33.1% - 35.3% | 33.5% - 36.2% | 62 |
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