Institution

Silver Upholders Ltd KogomaMaganjo off Bombo RoadKampala, CentralPO Box 10454
Data approved: 2012-07-06
Data version: 2
Age of data: 136 months

Institution

Katipunan Bank (ZN), Inc Quezon Ave. cor. Aguilar St.MiputakDipolog City, Zamboanga del Norte/Region IX7100
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.silverupholders.org/
Year established2008
Head of InstitutionJulius Selwambala
Regions activeCentral
# Branches6

Total Portfolio (nat'l)UGX 472,973,050
Total Portfolio (USD)USD 189,189.22
Active clients with loans2,111
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Support Center, AMFIU
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionLeticia G. Loquinario
Regions active
# Branches10

Total Portfolio (nat'l)PhP 824,435,000
Total Portfolio (USD)USD 19,723,325.36
Active clients with loans57,276
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks
Funders

Loan Products » Summary

1,219 Borrowers
USD 95,872 Portfolio
Active Product
400 Borrowers
USD 32,220 Portfolio
Active Product
50 Borrowers
USD 13,934 Portfolio
Active Product
442 Borrowers
USD 47,162 Portfolio
Active Product

Loan Products » Summary

5,719 Borrowers
USD 1,795,761.96 Portfolio
Active Product
36,402 Borrowers
USD 3,529,482.25 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group loans UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 1 UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 2 UGX 600,000 - 1,500,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Share Scheme UGX 700,000 - 2,000,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ASENSO Loan PHP 10,000 - 150,000 1 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group, 18-65 years old Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings
Proyekto Maasenso PHP 1,000 - 50,000 3 - 6 80% - 100% 40% - 60% Business Women, Have business, Specific age group, 18-65 years old Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24
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Loan Portfolio (USD)
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